Pontotoc County property record for 451 Nell St, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,459 sqft · built 2024 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182B-06-01-001.11 |
| Primary APN | 182B-06-01-001.11 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 25978 |
|---|---|
| Street Address | 451 NELL ST |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.34 AC NW1/4 20231015 3/24/23 662 488 6258 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950300 |
451 Nell St is owned and occupied by an individual.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 NELL ST, PONTOTOC, MS 38863-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Dec 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST CHOICE BANK |
| Jun 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 451 NELL ST, PONTOTOC, MS 38863-2423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 N COLUMBIA ST, PONTOTOC, MS 38863-2002 |
| Document Number | 2023001016 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023001016 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Mar 24, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 451 NELL ST, PONTOTOC, MS 38863-2423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 N COLUMBIA ST, PONTOTOC, MS 38863-2002 |
| Document Number | 2023004925 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023004925 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Sep 5, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 451 NELL ST, PONTOTOC, MS 38863-2423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 451 NELL ST, PONTOTOC, MS 38863-2423 |
| Document Number | 2024002033 |
|---|---|
| Date | Jun 7, 2024 |
| Instrument | 2024002033 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2054 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
FEMA maps place 451 Nell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 451 Nell St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: North East Fiber.
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