448 Nell St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 448 Nell St, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,209 sqft · built 1984
Owner	Individual Name on Record
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182B-06-01-001.03`

Property Details

APN / Parcel Number

Primary APN	`182B-06-01-001.03`
Alternative APN	`13344`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,209 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	13344
Street Address	448 NELL ST
City	PONTOTOC
State	MS
Zip	38863-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT NW1/4 DB 439-295 DB 655-94; 655-370 10/21/96 DB 665-168 3/14/97 DB 730-368 4/29/99 DB 744-218; 744-220 7/23/99 20202593
Jurisdiction	PONTOTOC MS
Township / Civil Division	3
Census Block Group	3
Census Block	3010
Census Tract	950300

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	448 NELL ST, PONTOTOC, MS 38863-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020
Deed Sale	Sep 15, 2020
Deed Document Number	2020003412
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Sep 15, 2020
Property Address	448 NELL ST, PONTOTOC, MS 38863-2422
Document Number	2020003412
Instrument Date	Sep 14, 2020
Instrument	2020003412
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	264 NIXON RD, PONTOTOC, MS 38863-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 NELL ST, PONTOTOC, MS 38863-2422

Mortgage

Document Number	2020003413
Date	Sep 15, 2020
Instrument	2020003413

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Pontotoc City
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,081.00 (+4.14%) Homeowner's exemption	$8,144 (-)	$80,467 (-) Land $10,950 Building $69,517
2023	$1,038.00 Homeowner's exemption	$8,144	$80,467 Land $10,950 Building $69,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: North East Fiber.

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