451 Meadow Spring Dr, Troy, MO 63379 Property Records

Lincoln County property record for 451 Meadow Spring Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 2019
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-004-002-140.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-004-002-140.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Basement Area	1,433 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	451 MEADOW SPRING DR
City	TROY
State	MO
Zip	63379-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 140 MEADOWRIDGE PLAT 2
Legal Range	01W
Legal Township	49
Legal Section	34
Legal Subdivision	MEADOWRIDGE PLAT 2
Legal Lot Number	140
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3014
Census Tract	810203

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	451 MEADOW SPRING DR, TROY, MO 63379-7220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage USDA
Aug 15, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2019
Deed Sale	Aug 15, 2019
Deed Document Number	2019007015
Deed Book / Page	2437 / 0140
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	451 MEADOW SPRING DR, TROY, MO 63379-7220
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 MEADOW SPRING DR, TROY, MO 63379-7220

Mortgage

Document Number	0002488/30
Date	Feb 17, 2023
Book Page	2488/30
Instrument	2023001193

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Oct 1, 2049

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 15, 2019
Property Address	451 MEADOW SPRING DR, TROY, MO 63379-7220
Document Number	2437/0140
Book / Page	2437 / 0140
Map Reference	MB 14 PG 45
Instrument Date	Aug 8, 2019
Instrument	2019007015
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 SCHAPER RD, 1044, FORISTELL, MO 63348-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 MEADOW SPRING DR, TROY, MO 63379-7220

Mortgage

Document Number	2019007016
Date	Aug 15, 2019
Instrument	2019007016

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (+7.58%)	$36,370 (+8.92%) Land $4,617 Building $31,753	$191,420 (+8.92%) Land $24,300 Building $167,120
2023	$2,124.00 (+4.89%)	$33,391 Land $3,821 Building $29,570	$175,740 Land $20,110 Building $155,630
2022	$2,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
SysTec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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