451 Lamont Dr, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 451 Lamont Dr, Lexington, KY 40503

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,621 sqft · built 1979
Lot Size0.19 acres (8,259 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (May 2015)
Tax Bill$2,967 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2017 Mortgage
APN25352613

Property Details

APN / Parcel Number

Primary APN25352613

Interior

Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,621 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Lot Area8,259 sqft (0.19 acres)
Lot Width70 ft Width
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address451 LAMONT DR
CityLEXINGTON
StateKY
Zip40503-2839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionB-570 OPEN GATE ESTATES UNIT 3 LOT 4; BOOK: 3313 PAGE: 409
Legal SubdivisionOPEN GATE ESTATES
Legal BlockB
Legal Lot Number4
Legal Unit3
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group1
Census Block1015
Census Tract2800

Owner

451 Lamont Dr is owned and occupied by an individual who bought it in May 2015.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address451 LAMONT DR, LEXINGTON, KY 40503-2839
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Deed of Trust, Mortgage · Line of Credit
MEMBERS HERITAGE CREDIT UNION
Jul 3, 2017Deed of Trust, Mortgage
CENTRAL BK & TR CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2015 · Amount on File
Deed SaleMay 20, 2015 · Amount on File
Deed Book / Page3313 / 409
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Recording DateAug 20, 2026
Property Address451 LAMONT DR, LEXINGTON, KY 40503-2839
Document Number0000000150
Book / Page11279 / 264
Instrument DateJul 22, 2026
Instrument2026150
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 LAMONT DR, LEXINGTON, KY 40503-2839

Mortgage

Document Number0000000150,
DateAug 20, 2026
Book Page11279/264
Instrument2026150
Lender
NameMEMBERS HERITAGE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 20, 2041
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address451 LAMONT DR, LEXINGTON, KY 40503-2839
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8878/079
DateJul 3, 2017
Book Page8878/079
Lender
NameCENTRAL BK & TR CO
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 451 Lamont Dr was $2,967, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,967.00 (+1.89%)$235,500 (-)$235,500 (-)
2025$2,912.00$235,500$235,500
2023$2,488.00$201,200$201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 451 Lamont Dr; there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1997–2004)
Claims Outside the SFHA5 of 5
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, Flooding, And Mudslides
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Lamont Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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