Lexington-Fayette Urban County property record for 447 Lamont Dr, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 1979 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jul 2026) |
| Tax Bill | $2,386 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Line of Credit + 1 more |
| APN | 25352612 |
| Primary APN | 25352612 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Attached |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 447 LAMONT DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | B-570 OPEN GATE ESTATES UNIT 3 LOT 3; BOOK: 3504 PAGE: 401 |
| Legal Subdivision | OPEN GATE ESTATES |
| Legal Block | B |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2800 |
447 Lamont Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 447 LAMONT DR, LEXINGTON, KY 40503-2839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 1, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jun 29, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Jun 29, 2017 · Amount on File |
| Deed Document Number | 2026220 |
| Deed Book / Page | 4205 / 59 |
| Transfer Doc | 003050/591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jul 14, 2026 |
| Property Address | 447 LAMONT DR, LEXINGTON, KY 40503-2839 |
| Document Number | 0000000220 |
| Book / Page | 4205 / 59 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026220 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | KENTUCKY IN TITLE, KENTUCKY HOME TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,310.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 447 LAMONT DR, LEXINGTON, KY 40503-2839 |
| Document Number | 0000000221, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20260714221 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jul 1, 2026 |
| Property Address | 447 LAMONT DR, LEXINGTON, KY 40503-2839 |
| Document Number | 0000000081 |
| Book / Page | 11245 / 192 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202681 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 447 LAMONT DR, LEXINGTON, KY 40503-2839 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000081, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 11245/192 |
| Instrument | 202681 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 29, 2017 |
| Property Address | 447 LAMONT DR, LEXINGTON, KY 40503-2839 |
| Document Number | 003504/401 |
| Book / Page | 3504 / 401 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 447 Lamont Dr was $2,386 with a homeowner's exemption, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,386.00 (+1.88%) | $238,500 (-) | $238,500 (-) |
| 2025 | $2,342.00 Homeowner's exemption | $238,500 | $238,500 |
| 2023 | $1,718.00 Homeowner's exemption | $185,400 | $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 447 Lamont Dr; there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1997–2004) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 447 Lamont Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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