451 Highpoint Cir, Black Hawk, CO 80422 Property Records

Gilpin County property record for 451 Highpoint Cir, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,582 sqft · built 1995
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Tax Bill	$966 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1711-294-03-205`

Property Details

APN / Parcel Number

Primary APN	`1711-294-03-205`
Alternative APN	`R005872`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,582 sqft Heated Area
Gross Area	1,732 sqft
1st Floor Area	1,582 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R005872
Street Address	451 HIGHPOINT CIR
City	BLACK HAWK
State	CO
Zip	80422-8962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 29 T: 2S R: 72W SUBD: DORY LAKES FILING #1 LOT: 084 & IMPS
Legal Range	72W
Legal Township	02S
Legal Section	29
Legal Subdivision	DORY LAKES FILING #1
Legal Lot Number	84
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1062
Census Tract	13802

Owner

Source: Gilpin County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 HIGHPOINT CIR, BLACK HAWK, CO 80422-8962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY FIRST FINANCIAL INC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY FIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 29, 2007
Transfer Doc	0000133799
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	451 HIGHPOINT CIR, BLACK HAWK, CO 80422-8962
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161163
Date	Apr 4, 2018
Instrument	161163

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	451 HIGHPOINT CIR, BLACK HAWK, CO 80422-8962
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000162709
Date	Dec 26, 2018
Instrument	162709

Lender

Name	INTEGRITY FIRST FINANCIAL INC
Type	Mortgage Company
Address	PEYTON, CO 80831

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	451 HIGHPOINT CIR, BLACK HAWK, CO 80422-8962
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164532
Date	Sep 20, 2019
Instrument	164532

Lender

Name	INTEGRITY FIRST FINANCIAL INC
Type	Mortgage Company
Address	PEYTON, CO 80831

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00 (+16.11%)	$32,020 (+7.99%) Land $4,690 Building $27,330	$512,210 (+15.73%) Land $75,000 Building $437,210
2024	$832.00 (+1.22%)	$29,650 (-) Land $4,050 Building $25,600	$442,600 (-) Land $60,484 Building $382,116
2023	$822.00 (+16.1%)	$29,650 (+29.25%) Land $4,050 Building $25,600	$442,600 (+34.12%) Land $60,484 Building $382,116
2022	$708.00	$22,940 Land $2,920 Building $20,020	$330,010 Land $42,000 Building $288,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 62% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable	1,000 / 250
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Magnolia Road Internet Cooperative.

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