140 Highpoint Cir, Black Hawk, CO 80422 Property Records

Gilpin County property record for 140 Highpoint Cir, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,779 sqft · built 2004
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2017)
Tax Bill	$1,296 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1711-293-03-226`

Property Details

APN / Parcel Number

Primary APN	`1711-293-03-226`
Alternative APN	`R006055`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,779 sqft Heated Area
Gross Area	3,627 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	659 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Flooring	Slate
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R006055
Street Address	140 HIGHPOINT CIR
City	BLACK HAWK
State	CO
Zip	80422-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 29 T: 2S R: 72W SUBD: DORY LAKES FILING #1 LOT: 071 & IMPS
Legal Range	72W
Legal Township	02S
Legal Section	29
Legal Subdivision	DORY LAKES FILING #1
Legal Lot Number	71
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	1
Census Block	1074
Census Tract	13802

Owner

140 Highpoint Cir is owned and occupied by an individual who bought it in May 2017.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Feb 12, 2018	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage FINANCE LIMITED LIABILITY COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Document Number	2017158953
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	0000158953
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158159
Date	Jan 18, 2017
Instrument	158159

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164512
Date	Sep 19, 2019
Instrument	164512

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILPIN CO
Recording Date	Oct 20, 2021
Property Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958
Document Number	0000170699
Instrument Date	Oct 14, 2021
Instrument	170699
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958

Mortgage

Document Number	0000170700
Date	Oct 20, 2021
Instrument	170700

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958
Document Number	0000165675
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 HIGHPOINT CIR BLACK HAWK CO 804228958, BLACK HAWK, CO 80422-8958

Mortgage

Document Number	0000165675
Date	Mar 5, 2020
Instrument	165675

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958
Document Number	0000160934
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 HIGHPOINT CIR BLACK HAWK CO 804228958, BLACK HAWK, CO 80422-8958

Mortgage

Document Number	0000160934
Date	Feb 28, 2018
Instrument	160934

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	May 5, 2017
Property Address	140 HIGHPOINT CIR, BLACK HAWK, CO 80422-8958
Document Number	0000158953
Instrument Date	Apr 27, 2017
Instrument	158953
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 HIGH PKWY, GOLDEN, CO 80403-1555

Mortgage

Document Number	0000158954
Date	May 5, 2017
Instrument	158954

Lender

Name	FINANCE LIMITED LIABILITY COMPANY
Type	Private Party
Address	3010 LAVA RIDGE CT, ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 140 Highpoint Cir was $1,296, up 9.6% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00 (+9.55%)	$42,970 (+1.95%) Land $4,690 Building $38,280	$687,490 (+9.27%) Land $75,000 Building $612,490
2024	$1,183.00 (+1.2%)	$42,150 (-) Land $4,190 Building $37,960	$629,160 (-) Land $62,533 Building $566,627
2023	$1,169.00 (+0.69%)	$42,150 (+12.01%) Land $4,190 Building $37,960	$629,160 (+16.21%) Land $62,533 Building $566,627
2022	$1,161.00	$37,630 Land $2,920 Building $34,710	$541,410 Land $42,000 Building $499,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Highpoint Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Highpoint Cir is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 41% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable	1,000 / 250
Visionary Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Magnolia Road Internet Cooperative.

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