451 Gamay Dr, Cloverdale, CA 95425 Property Records

Sonoma County property record for 451 Gamay Dr, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,531 sqft · built 2001
Lot Size	0.141 acres (6,139 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2014)
Tax Bill	$5,970 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-500-050-000`

Property Details

APN / Parcel Number

Primary APN	`116-500-050-000`
Alternative APN	`116-500-050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,139 sqft (0.141 acres)
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	116-500-050
Street Address	451 GAMAY DR
City	CLOVERDALE
State	CA
Zip	95425-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000 FM 116-120-013 VINTAGE MEADOWS LOT 50
Legal Subdivision	VINTAGE MEADOWS
Legal Block	3
Legal Lot Number	50
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3003
Census Tract	154202

Owner

Source: Sonoma County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 GAMAY DR, CLOVERDALE, CA 95425-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2014 · Amount on Record
Deed Sale	Apr 4, 2014 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Document Number	201422566
Last Transfer Date	Jul 25, 2014
Transfer Doc	0000051909
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	451 GAMAY DR, CLOVERDALE, CA 95425-3636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091648
Date	Dec 3, 2019
Instrument	2019091648

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	451 GAMAY DR, CLOVERDALE, CA 95425-3636
Document Number	0000018565
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 GAMAY DR CLOVERDALE CA 954253636, CLOVERDALE, CA 95425-3636

Mortgage

Document Number	0000018565
Date	Mar 9, 2017
Instrument	18565

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2037

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,970.00 (+3.83%) Homeowner's exemption	$447,430 (+4.04%) Land $159,358 Building $288,072
2023	$5,750.00 (+1.59%) Homeowner's exemption	$430,058 Land $153,171 Building $276,887
2022	$5,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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