447 Gamay Dr, Cloverdale, CA 95425 Property Records

Sonoma County property record for 447 Gamay Dr, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,099 sqft · built 2001
Lot Size	0.164 acres (7,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$707,000 (Jan 2023)
Tax Bill	$9,401 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-500-049-000`

Property Details

APN / Parcel Number

Primary APN	`116-500-049-000`
Alternative APN	`116-500-049`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,099 sqft Living Area
Gross Area	2,863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,159 sqft (0.164 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	116-500-049
Street Address	447 GAMAY DR
City	CLOVERDALE
State	CA
Zip	95425-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2000 FM 116-120-013 VINTAGE MEADOWS LOT 49
Legal Subdivision	VINTAGE MEADOWS
Legal Block	3
Legal Lot Number	49
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3003
Census Tract	154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 27, 2023	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20233559
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0000003558
Record Updated	Oct 29, 2026

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SONOMA CA
Recording Date	Jan 27, 2023
Property Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636
Document Number	0000003558
Map Reference	MB 599 PG 11-17
Instrument Date	Jan 2, 2023
Instrument	2023003558
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 STROMBERG AVE, ARCATA, CA 95521-5128

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jan 27, 2023
Property Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636
Document Number	0000003559
Map Reference	MB 599 PG 11-17
Instrument Date	Jan 2, 2023
Instrument	2023003559
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003560
Date	Jan 27, 2023
Instrument	2023003560

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026119
Date	Apr 7, 2020
Instrument	2020026119

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 28, 2019
Property Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636
Document Number	0000043822
Map Reference	MB 599 PG 11-17
Instrument Date	Jun 19, 2019
Instrument	2019043822
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636

Mortgage

Document Number	0000043823
Date	Jun 28, 2019
Instrument	2019043823

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Feb 15, 2017
Property Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636
Document Number	0000011771
Map Reference	MAP599 PG11-17
Instrument Date	Feb 9, 2017
Instrument	2017011771
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	447 GAMAY DR, CLOVERDALE, CA 95425-3636

Mortgage

Document Number	0000011772
Date	Feb 15, 2017
Instrument	2017011772

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,272 (+2%) Land $300,321 Building $449,951
2025	$9,401.00 (+18%) Homeowner's exemption	$735,562 (+20.36%) Land $294,433 Building $441,129
2023	$7,967.00 (+1.67%) Homeowner's exemption	$611,152 Land $241,244 Building $369,908
2022	$7,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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