451 E Washington Ave, Peru, IN 46970 Property Records

Miami County property record for 451 E Washington Ave, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,221 sqft · built 1910
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,934 (Sep 2025)
Tax Bill	$891 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`021-60217-00`

Property Details

APN / Parcel Number

Primary APN	`021-60217-00`
Alternative APNs	`52-08-27-101-071.000-016` `00287853149`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Attic	Attic
Attic Area	615 sqft
Basement Area	230 sqft
Unfinished Basement	230 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1969
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00287853149
Street Address	451 E WASHINGTON AVE
City	PERU
State	IN
Zip	46970-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-60217-00 N PERU LOT 67 42 252 17000
Legal Subdivision	NORTH PERU ADD
Legal Lot Number	67
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1039
Census Tract	952200

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 E WASHINGTON AVE, PERU, IN 46970-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2012	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 18, 2019	Warranty Deed, Transfer · Commercial Mortgage BEACON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	May 2, 2022 · Amount on Record
Deed Document Number	2025523642
Prior Transfer Date	Dec 19, 2005
Prior Transfer Doc	20060520038
Record Updated	Sep 20, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	451 E WASHINGTON AVE, PERU, IN 46970-1201
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20120523620
Date	Aug 20, 2012
Instrument	20120523620

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 20, 2045

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 8, 2025
Property Address	451 E WASHINGTON AVE, PERU, IN 46970-1201
Document Number	20250523642
Instrument Date	Sep 4, 2025
Instrument	20250523642
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 E WASHINGTON AVE, PERU, IN 46970-1201

Mortgage

Document Number	20250523643
Date	Sep 8, 2025
Instrument	20250523643

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 2, 2022
Property Address	451 E WASHINGTON AVE, PERU, IN 46970-1201
Document Number	20220522082
Instrument Date	Apr 29, 2022
Instrument	20220522082
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	20220522083
Date	May 2, 2022
Instrument	20220522083

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 18, 2019
Property Address	451 E WASHINGTON AVE, PERU, IN 46970-1201
Document Number	20190522411
Instrument Date	Jun 18, 2019
Instrument	20190522411
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E WASHINGTON AVE, PERU, IN 46970-1203

Mortgage

Document Number	20190522412
Date	Jun 18, 2019
Instrument	20190522412

Lender

Name	BEACON CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$891.00 (+26.74%) Homeowner's exemption	$95,700 (+36.13%) Land $4,100 Building $91,600	$95,700 (+36.13%) Land $4,100 Building $91,600
2024	$703.00 (+17.36%) Homeowner's exemption	$70,300 (+6.68%) Land $4,100 Building $66,200	$70,300 (+6.68%) Land $4,100 Building $66,200
2023	$599.00 (+30.5%)	$65,900 Land $4,100 Building $61,800	$65,900 Land $4,100 Building $61,800
2022	$459.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Verizon.

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