Benton County property record for 451 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 13,590 sqft (0.312 acres) |
| Last Sale | $2,607,981 (2025) |
| Tax Bill | $18,608.00 (2026) |
| Primary APN | 17.00428.00 |
|---|
| Units | 54 Units |
|---|
| Lot Area | 13,590 sqft (0.312 acres) |
|---|
| Street Address | 451 E SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-4649 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | SECT-36 TWP-036 RANGE-031 WILSON'S SUBD BLK 'E' LOT-00A PART OF LOT A & LOT 7 BOUND ON NE BY LINE 2.05 FT NELY OF SWLY |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | WILSON'S SUBD BLK 'E |
| Legal Lot Number | A |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5031 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00428.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6179 45TH AVE SE, SAINT CLOUD, MN 56304-9552 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 23, 2026 | Warranty Deed, Transfer · Commercial Mortgage MIDCOUNTRY BANK |
| Nov 19, 2025 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | May 11, 2012 · Amount on Record |
| Deed Doc Number | 2025480537 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Feb 23, 2026 |
| Property Address | 451 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-4649 |
| Document Number | 0000481961 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 481961 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | TRI COUNTY ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6179 45TH AVE SE, SAINT CLOUD, MN 56304-9552 |
| Mail Care Of | JAMES KNOBLACH |
| Document Number | 0000481967 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 481967 |
| Name | MIDCOUNTRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 20, 2031 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 19, 2025 |
| Property Address | 451 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-4649 |
| Document Number | 0000480537 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 480537 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 HIGHWAY 36 W, ROSEVILLE, MN 55113-2709 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,608.00 (+10.54%) | $562,000 (-) Land $111,000 Building $451,000 | $562,000 (-) Land $111,000 Building $451,000 |
| 2025 | $16,834.00 (+3.7%) | $562,000 (+0.99%) Land $111,000 Building $451,000 | $562,000 (+0.99%) Land $111,000 Building $451,000 |
| 2023 | $16,234.00 | $556,500 Land $111,000 Building $445,500 | $556,500 Land $111,000 Building $445,500 |
451 E Saint Germain St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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