Benton County property record for 445 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 26,398 sqft (0.606 acres) |
| Last Sale | $2,607,981 (2025) |
| Tax Bill | $29,758.00 (2026) |
| Primary APN | 17.00426.00 |
|---|
| Units | 75 Units |
|---|
| Lot Area | 26,398 sqft (0.606 acres) |
|---|
| Street Address | 445 E SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | SECT-36 TWP-036 RANGE-031 WILSON'S SUBD BLK 'E' LOT-003 & LOTS 4 5 & 6 BLOCK E & THAT PART OF LOT A LYING BETWEEN LTS 3 & 4 & |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | WILSON'S SUBD BLK 'E |
| Legal Block | E |
| Legal Lot Number | 3-6,A |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5031 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00426.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6179 45TH AVE SE, SAINT CLOUD, MN 56304-9552 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 23, 2026 | Warranty Deed, Transfer · Commercial Mortgage MIDCOUNTRY BANK |
| Nov 19, 2025 | Sheriff's Deed, Foreclosure |
| Mar 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK OF BALDWIN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | Nov 28, 2012 · Amount on Record |
| Deed Doc Number | 2025480537 |
| Prior Transfer Date | Aug 01, 2006 |
| Prior Transfer Doc | 0001340494 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Feb 23, 2026 |
| Property Address | 445 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304 |
| Document Number | 0000481961 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 481961 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | TRI COUNTY ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6179 45TH AVE SE, SAINT CLOUD, MN 56304-9552 |
| Mail Care Of | JAMES KNOBLACH |
| Document Number | 0000481967 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 481967 |
| Name | MIDCOUNTRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 20, 2031 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 19, 2025 |
| Property Address | 445 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304 |
| Document Number | 0000480537 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 480537 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 HIGHWAY 36 W, ROSEVILLE, MN 55113-2709 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 445 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000421734 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 421734 |
| Name | FIRST BANK OF BALDWIN |
|---|---|
| Type | Bank |
| Address | BALDWIN, WI 54002 |
| Type | Commercial Mortgage |
|---|
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,758.00 (+10.41%) | $870,000 (-) Land $185,000 Building $685,000 | $870,000 (-) Land $185,000 Building $685,000 |
| 2025 | $26,952.00 (+2.98%) | $870,000 (+1%) Land $185,000 Building $685,000 | $870,000 (+1%) Land $185,000 Building $685,000 |
| 2023 | $26,172.00 | $861,400 Land $185,000 Building $676,400 | $861,400 Land $185,000 Building $676,400 |
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