San Diego County property record for 451 E Naples St, Chula Vista, CA 91911 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,521 sqft · built 1965 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $765,000 (Oct 2025) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 639-353-08-00 |
| Primary APN | 639-353-08-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,521 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 7,100 sqft (0.163 acres) |
| Street Address | 451 E NAPLES ST |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91911-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 TR 004189 |
| Legal Subdivision | COUNTRY CLUB V |
| Legal Tract | 004189 |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13309 |
Source: San Diego County records · APN 639-353-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 17512 E CINDERCONE WAY, RIO VERDE, AZ 85263-5502 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC |
| Oct 21, 2025 | Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Deed Document Number | 2025293412 |
| Last Transfer Date | Oct 29, 2025 |
| Transfer Doc | 0000312074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 14, 2026 |
| Property Address | 451 E NAPLES ST, CHULA VISTA, CA 91911-2516 |
| Document Number | 0000200607 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 2026200607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 451 E NAPLES ST, CHULA VISTA, CA 91911-2516 |
| Document Number | 0000200607, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026200607 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 21, 2025 |
| Property Address | 451 E NAPLES ST, CHULA VISTA, CA 91911-2516 |
| Document Number | 0000293412 |
| Map Reference | MAP 4189 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025-0293412 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 451 E NAPLES ST, CHULA VISTA, CA 91911-2516 |
| Document Number | 0000293413 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025-0293413 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $765,000 (+881.3%) Land $565,000 Building $200,000 | |
| 2025 | $878.00 (+5.66%) Homeowner's exemption | $77,958 (+4.04%) Land $19,374 Building $58,584 |
| 2023 | $831.00 (+3.1%) Homeowner's exemption | $74,933 Land $18,623 Building $56,310 |
| 2022 | $806.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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