451 E Monterey Rd, Palatine, IL 60074 Property Records

Cook County property record for 451 E Monterey Rd, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,125 sqft · built 1964
Lot Size	0.209 acres (9,120 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Jun 1995)
Tax Bill	$9,143 (2023)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-11-410-012`

Property Details

APN / Parcel Number

Primary APN	`02-11-410-012`
Alternative APN	`02-11-410-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,120 sqft (0.209 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	451 E MONTEREY RD
City	PALATINE
State	IL
Zip	60074-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RESEDA) SUB IN SE SEC 11-42-10
Legal Range	10E
Legal Township	42N
Legal Section	11
Legal Subdivision	RESEDA SUB
Legal Lot Number	260
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2007
Census Tract	803605

Owner

451 E Monterey Rd is owned and occupied by two individuals who acquired it in June 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	451 E MONTEREY RD, PALATINE, IL 60074-3721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 1995 · Amount on File
Deed Sale	Jun 16, 1995 · Amount on File
Deed Document Number	1995974
Last Transfer Date	Jun 29, 2023
Transfer Doc	0000046179
Record Updated	Sep 20, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Jul 14, 2023
Property Address	451 E MONTEREY RD, PALATINE, IL 60074-3721
Document Number	0019546179
Map Reference	DOC 18822791
Instrument Date	Jun 29, 2023
Instrument	2319546179
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 E MONTEREY RD, PALATINE, IL 60074-3721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	451 E MONTEREY RD, PALATINE, IL 60074-3721

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,933 Land $8,664 Building $39,269	$479,330 Land $86,640 Building $392,690
2023	$9,143.00 (+3.72%)
2022	$8,815.00 (+8.75%) Homeowner's exemption	$34,199 (+20.88%) Land $7,296 Building $26,903	$341,990 (+20.88%) Land $72,960 Building $269,030
2021	$8,106.00 Homeowner's exemption	$28,291 Land $4,560 Building $23,731	$282,910 Land $45,600 Building $237,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 E Monterey Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1986–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 E Monterey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20