Cook County property record for 443 E Monterey Rd, Palatine, IL 60074
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,382 sqft · built 1967 |
| Lot Size | 0.209 acres (9,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Dec 1996) |
| Tax Bill | $12,292 (2023) |
| Deeds & Mortgages | Jul 2018 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-410-013 |
| Primary APN | 02-11-410-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,382 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,120 sqft (0.209 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 443 E MONTEREY RD |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60074-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (RESEDA) SUB IN SE SEC 11-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 11 |
| Legal Subdivision | RESEDA SUB |
| Legal Lot Number | 261 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 803605 |
443 E Monterey Rd is owned and occupied by an individual who bought it in December 1996.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 443 E MONTEREY RD, PALATINE, IL 60074-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 1996 · Amount on File |
| Deed Sale | Dec 20, 1996 · Amount on File |
| Deed Document Number | 1996734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 443 E MONTEREY RD, PALATINE, IL 60074-3721 |
| Document Number | 1820055155 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 443 E MONTEREY RD PALATINE IL 600743721, PALATINE, IL 60074-3721 |
| Document Number | 1820055155 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 20055155 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.29% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 443 E MONTEREY RD, PALATINE, IL 60074-3721 |
| Document Number | 1728949009 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2017 |
| Title Company | ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 443 E MONTEREY RD PALATINE IL 600743721, PALATINE, IL 60074-3721 |
| Document Number | 1728949009 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 28949009 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate | 3.87% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,000 Land $8,664 Building $56,336 | $650,000 Land $86,640 Building $563,360 | |
| 2023 | $12,292.00 (-4.19%) | ||
| 2022 | $12,830.00 Homeowner's exemption | $48,218 Land $7,296 Building $40,922 | $482,180 Land $72,960 Building $409,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 443 E Monterey Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1986–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 443 E Monterey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALATINE serves 70,875 people · EPA ID IL0312340 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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