451 E Lake Forest Dr, Columbia, MO 65203 Property Records

Boone County property record for 451 E Lake Forest Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1988
Lot Size	1 acres (43,875 sqft)
Owner	Individual Name on Record
Last Sale	$223,100 (May 2019)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-307-01-03-004-00`

Property Details

APN / Parcel Number

Primary APN	`20-307-01-03-004-00`
Alternative APN	`20-307-01-03-004.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	43,875 sqft (1 acres)
Lot Dimensions	195 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	451 E LAKE FOREST DR
City	COLUMBIA
State	MO
Zip	65203-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	W B SMITH LOT 4
Legal Range	13W
Legal Township	47N
Legal Section	01
Legal Subdivision	W B SMITH
Legal Lot Number	4
Jurisdiction	BOONE MO
Township / Civil Division	ROCK BRIDGE
Census Block Group	1
Census Block	1005
Census Tract	1702

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 E LAKE FOREST DR, COLUMBIA, MO 65203-8536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Document Number	20199247
Deed Book / Page	5028 / 21
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	451 E LAKE FOREST DR, COLUMBIA, MO 65203-8536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008706
Date	May 5, 2020
Book Page	5179/53
Instrument	2020008706

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 30, 2019
Property Address	451 E LAKE FOREST DR, COLUMBIA, MO 65203-8536
Document Number	2019009247
Book / Page	5028 / 0021
Map Reference	MB 13 PG 83
Instrument Date	May 30, 2019
Instrument	2019009247
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E LAKE FOREST DR, COLUMBIA, MO 65203-8536

Mortgage

Document Number	2019009248
Date	May 30, 2019
Instrument	2019009248

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,757 (-) Land $6,935 Building $36,822
2025	$3,076.00 (+7.85%)	$43,757 (+9.98%) Land $6,935 Building $36,822	$230,300 (+9.98%) Land $36,500 Building $193,800
2023	$2,852.00 (+8.07%)	$39,786 Land $6,935 Building $32,851	$209,400 Land $36,500 Building $172,900
2022	$2,639.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY CONS PWSD 1 serves 24,700 people · EPA ID MO3024055
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wisper ISP.

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