450 E Lake Forest Dr, Columbia, MO 65203 Property Records

Boone County property record for 450 E Lake Forest Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,480 sqft · built 1994
Lot Size	0.835 acres (36,402 sqft)
Owner	Individual Name on File
Last Sale	$225,200 (Oct 2018)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-307-01-03-003-00`

Property Details

APN / Parcel Number

Primary APN	`20-307-01-03-003-00`
Alternative APN	`20-307-01-03-003.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	484 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	36,402 sqft (0.835 acres)
Lot Dimensions	208 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	450 E LAKE FOREST DR
City	COLUMBIA
State	MO
Zip	65203-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	W B SMITH LOT 1
Legal Range	13W
Legal Township	47N
Legal Section	01
Legal Subdivision	W B SMITH
Legal Lot Number	1
Jurisdiction	BOONE MO
Township / Civil Division	ROCK BRIDGE
Census Block Group	1
Census Block	1005
Census Tract	1702

Owner

450 E Lake Forest Dr is owned and occupied by an individual who bought it in October 2018.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	450 E LAKE FOREST DR, COLUMBIA, MO 65203-8535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 2, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Prior Sale	Mar 7, 2016 · Amount on File
Deed Document Number	201819067
Deed Book / Page	4949 / 44
Prior Transfer Date	Oct 27, 2015
Prior Transfer Doc	0000022986
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	450 E LAKE FOREST DR, COLUMBIA, MO 65203-8535
Document Number	0000018610
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E LAKE FOREST DR COLUMBIA MO 652038535, COLUMBIA, MO 65203-8535

Mortgage

Document Number	0000018610
Date	Sep 27, 2019
Book Page	005083/000152
Instrument	18610

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Oct 2, 2018
Property Address	450 E LAKE FOREST DR, COLUMBIA, MO 65203-8535
Document Number	0000019067
Book / Page	004949 / 000044
Instrument Date	Oct 2, 2018
Instrument	19067
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E LAKE FOREST DR COLUMBIA MO 652038535, COLUMBIA, MO 65203-8535

Mortgage

Document Number	19068
Date	Oct 2, 2018
Book Page	004949/000045
Instrument	19068

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 450 E Lake Forest Dr was $4,094.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,235 (-) Land $8,322 Building $49,913
2025	$4,094.00	$58,235 Land $8,322 Building $49,913	$306,500 Land $43,800 Building $262,700
2023	$3,795.00 (+8.12%)	$52,934 Land $8,322 Building $44,612	$278,600 Land $43,800 Building $234,800
2022	$3,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 E Lake Forest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 E Lake Forest Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY CONS PWSD 1 serves 24,700 people · EPA ID MO3024055
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Wisper ISP.

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