451 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 451 E Charlotte Ave, Sumter, SC 29150 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,309 sqft · built 1949
Lot Size0.433 acres (18,900 sqft)
OwnerIndividual Name on File
Last Sale$83,000 (Sep 2025)
Tax Bill$1,920 (2025)
Deeds & MortgagesAug 2023 Sale & Construction Loan
Jul 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN248-15-01-010

Property Details

APN / Parcel Number

Primary APN248-15-01-010
Alternative APN
  • 47546

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,309 sqft Living Area
1st Floor Area1,309 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1955
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialShingle
Lot Area18,900 sqft (0.433 acres)
Lot Dimensions189 ft deep x 100 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number47546
Old Parcel Number248 15 01 010
Street Address451 E CHARLOTTE AVE
CitySUMTER
StateSC
Zip29150-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLK 100 FT -
Legal SubdivisionPALMER & MALONE
Legal Block100FT
Legal Lot Number17
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group2
Census Block2046
Census Tract700

Owner

Source: Sumter County records · APN 248-15-01-010

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address451 E CHARLOTTE AVE, SUMTER, SC 29150-3641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Warranty Deed, Construction Loan · Construction Mortgage
SECURED INVESTMENT HIGH YIELD FUND
Jul 11, 2023Warranty Deed, Transfer · Commercial Mortgage
BROWER GROUP LLC
Nov 12, 2020Warranty Deed, Transfer
NOT AVAILABLE
Nov 13, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2025 · Amount on Record
Deed SaleSep 03, 2025 · Amount on Record
Prior SaleAug 02, 2023 · Amount on Record
Deed Document Number0013441673
Deed Book / Page1344 / 1673
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateAug 02, 2023
Property Address451 E CHARLOTTE AVE, SUMTER, SC 29150-3641
Document Number0013171663
Book / Page1317 / 1663
Map ReferenceMB ZZ-5 PG 113
Instrument DateJul 31, 2023
Transaction TypeConstruction Loan
Record UpdatedAug 16, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$213.20
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 UPPER TRL, BLYTHEWOOD, SC 29016-5905

Mortgage

Document Number0013171668
DateAug 02, 2023
Instrument1317-1668
Lender
NameSECURED INVESTMENT HIGH YIELD FUND
TypeLending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueAug 31, 2024

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateJul 11, 2023
Property Address451 E CHARLOTTE AVE, SUMTER, SC 29150-3641
Document Number0013162938
Book / Page1316 / 2938
Map ReferenceMB ZZ-5 PG 113
Instrument DateJul 10, 2023
Transaction TypeTransfer
Record UpdatedJul 28, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$104.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2560 KING ARTHUR BLVD # 123-33, 123-33, LEWISVILLE, TX 75056-5921

Mortgage

Document Number0013162943
DateJul 11, 2023
Instrument1316-2943
Lender
NameBROWER GROUP LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateNov 12, 2020
Property Address451 E CHARLOTTE AVE, SUMTER, SC 29150-3641
Document Number0012762977
Book / Page001276 / 002977
Instrument DateNov 12, 2020
Transaction TypeTransfer
Record UpdatedDec 07, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$67.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address771 PITTS RD SUMTER SC 291545311, SUMTER, SC 29154-5311

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateNov 13, 2020
Property Address451 E CHARLOTTE AVE, SUMTER, SC 29150-3641
Document Number0012762985
Book / Page001276 / 002985
Instrument DateNov 12, 2020
Transaction TypeTransfer
Record UpdatedDec 04, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$241.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 E CHARLOTTE AVE SUMTER SC 291503641, SUMTER, SC 29150-3641

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,920.00 (+353.9%)$4,870 (+136.41%) Land $360 Building $4,510$81,088 (+56.98%) Land $5,960 Building $75,128
2023$2,060 (-) Land $220 Building $1,840$51,655 (-) Land $5,610 Building $46,045
2022$423.00$2,060 Land $220 Building $1,840$51,655 Land $5,610 Building $46,045

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
32 of 43 on primary residences
Nearby Flood Claims22 (1980–2026)
Claims Outside the SFHA6 of 22
Most Recent ClaimMay 2026, rainfall accumulation
Flood Events
  • Severe Storms And Flooding (Oct 2015), 9 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 30% of South Carolina
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on E Charlotte Ave

Nearby Streets

Search Property Records by Address or Parcel Number