Sumter County property record for 451 E Charlotte Ave, Sumter, SC 29150 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,309 sqft · built 1949 |
| Lot Size | 0.433 acres (18,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Sep 2025) |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Construction Loan Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-15-01-010 |
| Primary APN | 248-15-01-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 18,900 sqft (0.433 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 47546 |
|---|---|
| Old Parcel Number | 248 15 01 010 |
| Street Address | 451 E CHARLOTTE AVE |
| City | SUMTER |
| State | SC |
| Zip | 29150-3641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK 100 FT - |
| Legal Subdivision | PALMER & MALONE |
| Legal Block | 100FT |
| Legal Lot Number | 17 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 700 |
Source: Sumter County records · APN 248-15-01-010
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 451 E CHARLOTTE AVE, SUMTER, SC 29150-3641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2023 | Warranty Deed, Construction Loan · Construction Mortgage SECURED INVESTMENT HIGH YIELD FUND |
| Jul 11, 2023 | Warranty Deed, Transfer · Commercial Mortgage BROWER GROUP LLC |
| Nov 12, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Nov 13, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2025 · Amount on Record |
| Deed Sale | Sep 03, 2025 · Amount on Record |
| Prior Sale | Aug 02, 2023 · Amount on Record |
| Deed Document Number | 0013441673 |
| Deed Book / Page | 1344 / 1673 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 02, 2023 |
| Property Address | 451 E CHARLOTTE AVE, SUMTER, SC 29150-3641 |
| Document Number | 0013171663 |
| Book / Page | 1317 / 1663 |
| Map Reference | MB ZZ-5 PG 113 |
| Instrument Date | Jul 31, 2023 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.20 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 591 UPPER TRL, BLYTHEWOOD, SC 29016-5905 |
| Document Number | 0013171668 |
|---|---|
| Date | Aug 02, 2023 |
| Instrument | 1317-1668 |
| Name | SECURED INVESTMENT HIGH YIELD FUND |
|---|---|
| Type | Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 31, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 11, 2023 |
| Property Address | 451 E CHARLOTTE AVE, SUMTER, SC 29150-3641 |
| Document Number | 0013162938 |
| Book / Page | 1316 / 2938 |
| Map Reference | MB ZZ-5 PG 113 |
| Instrument Date | Jul 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2560 KING ARTHUR BLVD # 123-33, 123-33, LEWISVILLE, TX 75056-5921 |
| Document Number | 0013162943 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 1316-2943 |
| Name | BROWER GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 12, 2020 |
| Property Address | 451 E CHARLOTTE AVE, SUMTER, SC 29150-3641 |
| Document Number | 0012762977 |
| Book / Page | 001276 / 002977 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $67.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 771 PITTS RD SUMTER SC 291545311, SUMTER, SC 29154-5311 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 13, 2020 |
| Property Address | 451 E CHARLOTTE AVE, SUMTER, SC 29150-3641 |
| Document Number | 0012762985 |
| Book / Page | 001276 / 002985 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $241.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 E CHARLOTTE AVE SUMTER SC 291503641, SUMTER, SC 29150-3641 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 (+353.9%) | $4,870 (+136.41%) Land $360 Building $4,510 | $81,088 (+56.98%) Land $5,960 Building $75,128 |
| 2023 | $2,060 (-) Land $220 Building $1,840 | $51,655 (-) Land $5,610 Building $46,045 | |
| 2022 | $423.00 | $2,060 Land $220 Building $1,840 | $51,655 Land $5,610 Building $46,045 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force 32 of 43 on primary residences |
| Nearby Flood Claims | 22 (1980–2026) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | May 2026, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Moderate above 43% of the US · above 30% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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