442 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 442 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,585 sqft · built 1950
Lot Size	0.313 acres (13,650 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2025)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Oct 2025 Sale Feb 2024 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`249-02-01-010`

Property Details

APN / Parcel Number

Primary APN	`249-02-01-010`
Alternative APN	`48043`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	1,631 sqft
1st Floor Area	1,585 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,650 sqft (0.313 acres)
Lot Dimensions	70 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	48043
Street Address	442 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-3670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 22F 70 FT
Legal Subdivision	PLAMER & MALONE
Legal Lot Number	22F
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3013
Census Tract	700

Owner

Source: Sumter County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed, Transfer
Feb 22, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONAL MORTGAGE HOME LOANS LLC
Apr 28, 2023	Warranty Deed, Transfer
Apr 18, 2022	Special Warranty Deed, Transfer
Dec 17, 2020	Deed in Lieu of Foreclosure, Foreclosure NOT AVAILABLE
Aug 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Oct 31, 2023 · Amount on Record
Deed Book / Page	1346 / 1899
Prior Transfer Date	Feb 22, 2024
Prior Transfer Doc	0013235887
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 28, 2025
Property Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0013461899
Book / Page	1346 / 1899
Map Reference	MB ZZ-5 PG 113
Instrument Date	Oct 22, 2025
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Amount	Amount Recorded
Tax	$416.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 22, 2024
Property Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0013235887
Book / Page	1323 / 5887
Instrument Date	Feb 22, 2024
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 31, 2023
Property Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0013202824
Book / Page	1320 / 2824
Map Reference	MB Z-11 PG 52
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 CYPRESS KNEES LN, MONCKS CORNER, SC 29461-8455

Mortgage

Document Number	0013202828
Date	Oct 31, 2023
Instrument	1320-2828

Lender

Name	NATIONAL MORTGAGE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 28, 2023
Property Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0013135632
Book / Page	1313 / 5632
Map Reference	MB ZZ-5 PG 113
Instrument Date	Apr 26, 2023
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Tax	$222.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 18, 2022
Property Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0013004102
Book / Page	1300 / 4102
Map Reference	MB Z-11 PG 52
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Tax	$210.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MORTGAGE WAY, 1, MOUNT LAUREL, NJ 08054-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 FOUNDERS RIDGE RD, COLUMBIA, SC 29229-7631

December 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SUMTER SC
Recording Date	Dec 17, 2020
Property Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0012780915
Book / Page	001278 / 000915
Instrument Date	Dec 1, 2020
Transaction Type	Foreclosure
Record Updated	Jun 3, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$218.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1761 E SAINT ANDREW PL SANTA ANA CA 927054934, SANTA ANA, CA 92705-4934

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 27, 2020
Property Address	442 E CHARLOTTE AVE, SUMTER, SC 29150-3670
Document Number	0012730183
Book / Page	001273 / 000183
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 E CHARLOTTE AVE SUMTER SC 291503670, SUMTER, SC 29150-3670

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+109.19%)	$7,710 (+107.26%) Land $250 Building $7,460	$128,421 (+106.99%) Land $4,220 Building $124,201
2024		$3,720 (+0.27%) Land $250 Building $3,470	$62,042 (+0.47%) Land $4,220 Building $57,822
2023	$1,436.00 (+0.77%)	$3,710 (-) Land $240 Building $3,470	$61,749 (-) Land $3,927 Building $57,822
2022	$1,425.00	$3,710 Land $240 Building $3,470	$61,749 Land $3,927 Building $57,822

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	56 (1979–2020)
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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