451 E Centennial St, Nappanee, IN 46550 Property Records

Elkhart County property record for 451 E Centennial St, Nappanee, IN 46550 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1900
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,294 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-31-178-019.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-31-178-019.000-029`
Alternative APN	`1431178019029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	880 sqft
Upper Floors Area	368 sqft
Family Room	Family Room
Flooring	Subfloor

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	884 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	268 sqft
Lean-To	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1431178019029
Old Parcel Number	1431178019029
Street Address	451 E CENTENNIAL ST
City	NAPPANEE
State	IN
Zip	46550-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAUFFERS 3RD LOT 386 EX 10FT E SIDE
Legal Subdivision	STAUFFERS 3RD
Legal Block	178
Legal Lot Number	386
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3031
Census Tract	1200

Owner

Source: Elkhart County records · APN 20-14-31-178-019.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	451 E CENTENNIAL ST, NAPPANEE, IN 46550-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2004
Deed Sale	Oct 18, 2004
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	451 E CENTENNIAL ST, NAPPANEE, IN 46550-1405
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024716
Date	Oct 21, 2020
Instrument	2020-24716

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,600 (+10.88%) Land $19,300 Building $121,300	$140,600 (+10.88%) Land $19,300 Building $121,300
2024	$1,294.00 (+10.88%)	$126,800 (+6.91%) Land $19,300 Building $107,500	$126,800 (+6.91%) Land $19,300 Building $107,500
2023		$118,600 (+5.7%) Land $19,300 Building $99,300	$118,600 (+5.7%) Land $19,300 Building $99,300
2022	$1,167.00 Homeowner's exemption	$112,200 Land $19,300 Building $92,900	$112,200 Land $19,300 Building $92,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180390012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Nappaness Eastside Historic District listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 393 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
New Paris Telephone Company	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Mediacom Communications, Fourway Computer Products, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.