Elkhart County property record for 403 E Centennial St, Nappanee, IN 46550 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 6,621 sqft (0.152 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,175 (2026) |
| Tax Bill | $2,033.00 (2024) |
| Primary APN | 20-14-31-178-002.000-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,520 sqft Gross Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Basement Area | 840 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,621 sqft (0.152 acres) |
| Depth X Width | 132 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Porch Area | 320 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 403 E CENTENNIAL ST |
|---|---|
| City | NAPPANEE |
| State | IN |
| Zip | 46550-1405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARTMANS 2ND 50FT W SIDE LOT 39 |
| Legal Subdivision | HARTMANS 2ND |
| Legal Block | 178 |
| Legal Lot Number | 39 |
| Jurisdiction | ELKHART IN |
| Minor Civil Division | UNION |
| Census Blockgroup | 3 |
| Census Block | 3031 |
| Census Tract | 1200 |
Source: Elkhart County records · APN 20-14-31-178-002.000-029
Assessment roll updated December 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 E CENTENNIAL ST, NAPPANEE, IN 46550-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 21, 2025 | Deed of Trust, Mortgage · Line of Credit INTERRA CU |
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 13, 2018 | Deed of Trust, Mortgage · Line of Credit INTERRA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Doc Number | 202610191 |
| Prior Transfer Date | Aug 30, 2017 |
| Prior Transfer Doc | 0000008749 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 403 E CENTENNIAL ST, NAPPANEE, IN 46550-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006239 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 2025-06239 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Address | GOSHEN, IN 46527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Jun 10, 2026 |
| Property Address | 403 E CENTENNIAL ST, NAPPANEE, IN 46550-1405 |
| Document Number | 0000000191 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 202610191 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | PARTNERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E CENTENNIAL ST, NAPPANEE, IN 46550-1405 |
| Document Number | 0000010192, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202610192 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 403 E CENTENNIAL ST, NAPPANEE, IN 46550-1405 |
| Document Number | 0000005350 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 403 E CENTENNIAL ST NAPPANEE IN 465501405, NAPPANEE, IN 46550-1405 |
| Document Number | 0000005350 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 5350 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Address | GOSHEN, IN 46527-0727 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 18, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Elkhart County records · Assessment roll updated December 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Union Township |
| Municipality | Nappanee City |
| Unified School District | Wa-Nee Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222,900 (+12.41%) Land $17,500 Building $205,400 | $222,900 (+12.41%) Land $17,500 Building $205,400 | |
| 2024 | $2,033.00 (+13.7%) | $198,300 (+7.42%) Land $17,500 Building $180,800 | $198,300 (+7.42%) Land $17,500 Building $180,800 |
| 2023 | $184,600 (+6.21%) Land $17,500 Building $167,100 | $184,600 (+6.21%) Land $17,500 Building $167,100 | |
| 2022 | $1,788.00 Homeowner's exemption | $173,800 Land $17,500 Building $156,300 | $173,800 Land $17,500 Building $156,300 |
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