451 E 700 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 451 E 700 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,132 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$297,920 (Dec 2024)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-123-0024`

Property Details

APN / Parcel Number

Primary APN	`07-123-0024`
Alternative APN	`009498`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,682 sqft
1st Floor Area	1,132 sqft
Basement Area	550 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	009498
Street Address	451 E 700 N
City	SPANISH FORK
State	UT
Zip	84660-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 89 DEG 3437W 166 FT FR SE COR BLK 123, PLAT A, SPANISH FORK CITY SURVEY; N 89 DEG 3437W 66 FT; N 2535E 198 FT; S 89 DEG 3432E 66 FT; S 2535W 198 FT TO BEG. AREA .30 ACRE.
Legal Subdivision	SPANISH FORK CITY SURVEY
Legal Block	123
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2004
Census Tract	3201

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 E 700 N, SPANISH FORK, UT 84660-1561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO
Jul 9, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CACHE VALLEY BANK
Dec 3, 1996	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	202487934
Prior Transfer Date	Aug 26, 2002
Prior Transfer Doc	0000099625
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	451 E 700 N, SPANISH FORK, UT 84660-1561
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	FIRST AMERICAN - RICHFIELD, FIRST AMERICAN RICHFIELD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182704
Date	Oct 27, 2021
Instrument	182704:2021

Lender

Name	SUN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	MESA, AZ 85206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 9, 2018
Property Address	451 E 700 N, SPANISH FORK, UT 84660-1561
Document Number	0000063819
Instrument Date	Jul 5, 2018
Instrument	063819:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NORTHERN TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 E 700 N, SPANISH FORK, UT 84660-1561

Mortgage

Document Number	0000063820
Date	Jul 9, 2018
Instrument	063820:2018

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

December 1996: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	451 E 700 N, SPANISH FORK, UT 84660-1561
Document Number	0000099495
Instrument Date	Dec 3, 1996
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 E 700 N SPANISH FORK UT 846601561, SPANISH FORK, UT 84660-1561

Mortgage

Document Number	0000099495
Date	Jul 14, 2020
Instrument	99495

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,255 (-45.58%)	$444,100 (-1.05%) Land $158,800 Building $285,300
2025	$2,378.00 (+0.04%)	$448,800 (+99.46%) Land $158,800 Building $290,000	$448,800 (+9.7%) Land $158,800 Building $290,000
2024	$2,377.00 (+9.04%)
2023	$2,180.00 (+3.76%)	$225,005	$409,100 Land $151,000 Building $258,100
2022	$2,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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