440 E 700 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 440 E 700 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1958
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Jun 2013)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-108-0002`

Property Details

APN / Parcel Number

Primary APN	`07-108-0002`
Alternative APN	`009232`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	1,689 sqft
1st Floor Area	1,134 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	009232
Street Address	440 E 700 N
City	SPANISH FORK
State	UT
Zip	84660-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM W 200.7 FT FR NE COR. BLK 108 PLAT A SPANISH FORK CITY SURVEY; W 76 FT; S 100 FT; E 76 FT; N 100 FT TO BEG. AREA 0.174 AC.
Legal Subdivision	SPANISH FORK CITY SURVEY
Legal Block	108
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2005
Census Tract	3201

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 E 700 N, SPANISH FORK, UT 84660-1562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Prior Sale	Jul 28, 2006
Deed Document Number	201361892
Last Transfer Date	May 18, 2018
Transfer Doc	0002931979
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	440 E 700 N, SPANISH FORK, UT 84660-1562
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	WASATCH LAND AND TITLE, WASATCH LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 E 700 N, SPANISH FORK, UT 84660-1562

Mortgage

Document Number	0000022098
Date	Feb 18, 2022
Instrument	22098:2022

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	878 Months
Due	Apr 16, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.3%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	440 E 700 N, SPANISH FORK, UT 84660-1562
Document Number	0000123298
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	WASATCH LAND AND TITLE, WASATCH LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	440 E 700 N SPANISH FORK UT 846601562, SPANISH FORK, UT 84660-1562

Mortgage

Document Number	0000123298
Date	Aug 19, 2020
Instrument	123298

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Aug 18, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.94%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	440 E 700 N, SPANISH FORK, UT 84660-1562
Document Number	0000123299
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	WASATCH LAND AND TITLE, WASATCH LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	440 E 700 N SPANISH FORK UT 846601562, SPANISH FORK, UT 84660-1562

Mortgage

Document Number	0000123299
Date	Aug 19, 2020
Instrument	123299

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Aug 18, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.94%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jun 20, 2018
Property Address	440 E 700 N, SPANISH FORK, UT 84660-1562
Document Number	0000057281
Instrument Date	May 18, 2018
Instrument	57281
Transaction Type	Transfer
Record Updated	Jul 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	440 E 700 N SPANISH FORK UT 846601562, SPANISH FORK, UT 84660-1562

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,470 (-0.33%)	$335,400 (-0.33%) Land $140,900 Building $194,500
2025	$1,783.00 (+10.61%)	$185,075 (+8.58%)	$336,500 (+8.58%) Land $140,900 Building $195,600
2024	$1,612.00 (-2.36%)
2023	$1,651.00 (-6.3%)	$170,445	$309,900 Land $134,100 Building $175,800
2022	$1,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband, Verizon.

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