Jackson County property record for 451 Divide Dr, Cashiers, NC 28717 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 3 ba · 2,325 sqft · built 1994 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Aug 2018) |
| Tax Bill | $4,104 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7562-61-1585 |
| Primary APN | 7562-61-1585 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 280 sqft |
| Patio Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Street Address | 451 DIVIDE DR |
|---|---|
| City | CASHIERS |
| State | NC |
| Zip | 28717 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LT 20 REV CONTINENTAL CLIFFS |
| Legal Subdivision | CONTINENTAL CLIFFS |
| Legal Lot Number | 20 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 950900 |
Source: Jackson County records · APN 7562-61-1585
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 241 TIGER WAY, FORTSON, GA 31808-4768 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Deed Book / Page | 2219 / 1154 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 0024030885 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 451 DIVIDE DR, CASHIERS, NC 28717 |
| Document Number | 0023071645 |
| Book / Page | 2307 / 1645 |
| Map Reference | CAB 22 SL 808 |
| Instrument Date | Jul 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1407 10TH AVE, 1407, TUSCALOOSA, AL 35401-3303 |
| Name | Verified Name |
|---|---|
| Address | 6780 GA HIGHWAY 41 N, BOX SPRINGS, GA 31801-3342 |
| Document Number | 0023071650 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2307/1650 |
| Name | AAFMAA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,104.00 (+49.89%) | $1,080,248 (+49.88%) Land $450,000 Building $630,248 |
| 2023 | $2,738.00 | $720,740 Land $250,000 Building $470,740 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999509001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022, rainfall accumulation |
| Wildfire Risk | Moderate above 45% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Vyve Broadband | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Skyrunner, Vyve Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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