159 Divide Dr, Cashiers, NC 28717 Property Records

Jackson County property record for 159 Divide Dr, Cashiers, NC 28717

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,886 sqft · built 1993
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2020)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`7562-41-7387`

Property Details

APN / Parcel Number

Primary APN	`7562-41-7387`
Alternative APN	`179810`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,886 sqft Heated Area
1st Floor Area	1,718 sqft
Attic	Attic
Attic Area	168 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	240 sqft
Patio Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	159 DIVIDE DR
City	CASHIERS
State	NC
Zip	28717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 CONTINENTAL CLIFFS
Legal Subdivision	CONTINENTAL CLIFFS
Legal Lot Number	15
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1060
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 LINGER LONGER DR, 1206, JOHNS ISLAND, SC 29455-3188
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA
Oct 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Book / Page	2280 / 254
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 16, 2020
Property Address	159 DIVIDE DR, CASHIERS, NC 28717
Document Number	0022800254
Book / Page	2280 / 254
Map Reference	CAB 6 SL 675
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 MEETING ST, 54, CHARLESTON, SC 29401-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1229 HARTS BLUFF RD, WADMALAW ISLAND, SC 29487-6819

Mortgage

Document Number	2280257
Date	Oct 16, 2020
Instrument	2280/257

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 10, 2017
Property Address	159 DIVIDE DR, CASHIERS, NC 28717
Document Number	0021980931
Book / Page	002198 / 000931
Instrument Date	Oct 9, 2017
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$682.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 MEETING ST CHARLESTON SC 294012535, CHARLESTON, SC 29401-2535

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,263 (+69.58%) Land $250,000 Building $515,263
2025	$2,908.00 (+69.66%)
2023	$1,714.00	$451,260 Land $150,000 Building $301,260

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN TOP GOLF & LAKE CLUB private · serves 467 people · EPA ID NC1050035
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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