451 Debra Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 451 Debra Dr, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,851 sqft · built 1963
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2023)
Tax Bill	$7,775 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-315-012`

Property Details

APN / Parcel Number

Primary APN	`08-13-315-012`
Alternative APN	`08-13-315-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,851 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	451 DEBRA DR
City	DES PLAINES
State	IL
Zip	60016-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	KUNTZES HIGH RDG KNOLLS 06
Legal Block	4
Legal Lot Number	28
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3005
Census Tract	804902

Owner

451 Debra Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	451 DEBRA DR, DES PLAINES, IL 60016-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage A & N MORTGAGE SERVICES INC
Jan 26, 2018	Warranty Deed, Transfer · FHA Mortgage A&N MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Jan 26, 2018 · Amount on File
Deed Document Number	202328060
Prior Transfer Date	May 24, 2011
Prior Transfer Doc	0000049050
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 24, 2023
Property Address	451 DEBRA DR, DES PLAINES, IL 60016-2612
Document Number	0020528060
Instrument Date	Jul 18, 2023
Instrument	2320528060
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	451 DEBRA DR, DES PLAINES, IL 60016-2612

Mortgage

Document Number	0020528061
Date	Jul 24, 2023
Instrument	2320528061

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	451 DEBRA DR, DES PLAINES, IL 60016-2612
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014039204
Date	May 20, 2021
Instrument	2114039204

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 26, 2018
Property Address	451 DEBRA DR, DES PLAINES, IL 60016-2612
Document Number	1802646206
Instrument Date	Jan 19, 2018
Instrument	2646206
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4430 N OAK PARK AVE HARWOOD HEIGHTS IL 607064836, HARWOOD HEIGHTS, IL 60706-4836

Mortgage

Document Number	1802646207
Date	Jan 26, 2018
Instrument	2646207

Lender

Name	A&N MTG SVCS
Type	Mortgage Company
Address	CHICAGO, IL 60642

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,889 Land $7,350 Building $35,539	$428,890 Land $73,500 Building $355,390
2023	$7,775.00 (+4.95%)
2022	$7,408.00 (-3.75%)	$34,000 (+22.72%) Land $6,300 Building $27,700	$340,000 (+22.72%) Land $63,000 Building $277,000
2021	$7,697.00	$27,706 Land $4,200 Building $23,506	$277,060 Land $42,000 Building $235,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 451 Debra Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 451 Debra Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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