439 Debra Dr, Des Plaines, IL 60016 Property Records

Cook County property record for 439 Debra Dr, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,974 sqft · built 1963
Lot Size	0.187 acres (8,125 sqft)
Owner	Individual Name on File
Last Sale	$322,000 (Jul 2015)
Tax Bill	$8,534 (2023)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-13-315-013`

Property Details

APN / Parcel Number

Primary APN	`08-13-315-013`
Alternative APN	`08-13-315-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	439 DEBRA DR
City	DES PLAINES
State	IL
Zip	60016-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 IN BLK 4 IN KUNTZES HIGH RI DGE KNOLLS UNIT #6 PART OF LOTS 12 & 13 OF SEC13 T41N R11E 3P
Legal Range	11E
Legal Township	41N
Legal Section	13
Legal Subdivision	KUNTZES HIGH RIDGE KNOLLS UNIT
Legal Block	4
Legal Lot Number	29
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3005
Census Tract	804902

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 DEBRA DR, DES PLAINES, IL 60016-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Nov 29, 2002 · Amount on Record
Deed Document Number	201542027
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	439 DEBRA DR, DES PLAINES, IL 60016-2612
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013107546
Date	May 11, 2021
Instrument	2113107546

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

Interest

Rate	2.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	439 DEBRA DR, DES PLAINES, IL 60016-2612
Document Number	2010820230
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 DEBRA DR DES PLAINES IL 600162612, DES PLAINES, IL 60016-2612

Mortgage

Document Number	2010820230
Date	Apr 17, 2020
Instrument	10820230

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Des Plaines City
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Community Consolidated School District 59 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,000 (+24.33%) Land $8,531 Building $37,469	$460,000 (+24.33%) Land $85,310 Building $374,690
2023	$8,534.00 (+4.92%)
2022	$8,134.00 Homeowner's exemption	$36,999 Land $7,312 Building $29,687	$369,990 Land $73,120 Building $296,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jul 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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