Lorain County property record for 451 Concord Ave, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,232 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Detached, 308 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,086.00 (2025) |
| Primary APN | 06-25-006-108-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,232 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Basement Area | 1,040 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 135 ft x 57 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Porch Area | 45 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 451 CONCORD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6531 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET PK 56.75 X 135 |
| Legal Subdivision | SUNSET PK |
| Legal Tract | 25 |
| Legal Block | 108 |
| Legal Lot Number | 23-26 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-108-029
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| May 01, 2024 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 17, 2022 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2024 |
| Deed Sale | May 01, 2024 |
| Prior Sale | Nov 17, 2022 · Amount on Record |
| Deed Doc Number | 202411793 |
| Prior Transfer Date | Nov 05, 2004 |
| Prior Transfer Doc | 0000002041 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 04, 2026 |
| Property Address | 451 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000098419 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202698419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 451 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000098419, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 202698419 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 01, 2024 |
| Property Address | 451 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000011793 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024-0011793 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Title Company | OMEGA TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 451 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000011794 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 2024-0011794 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
| Document Number | 0000011795 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 2024-0011795 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 17, 2022 |
| Property Address | 451 CONCORD AVE, ELYRIA, OH 44035-6531 |
| Document Number | 0000898779 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 2022-0898779 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY, PLANO, TX 75024-4177 |
| Investor | Possibly a Property Investor |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,086.00 (+46.69%) | $43,960 (+0.01%) Land $10,940 Building $33,020 | $125,590 (-) Land $31,250 Building $94,340 |
| 2024 | $43,957 (+26.89%) Land $10,938 Building $33,019 | $125,590 (+26.88%) Land $31,250 Building $94,340 | |
| 2023 | $1,422.00 (-1.11%) | $34,643 (+0.01%) Land $8,834 Building $25,809 | $98,980 (-) Land $25,240 Building $73,740 |
| 2022 | $1,438.00 | $34,640 Land $8,830 Building $25,810 | |
| 2021 | $98,980 Land $25,240 Building $73,740 |
451 Concord Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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