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440 Concord Ave, Elyria, OH 44035 Property Records

Lorain County property record for 440 Concord Ave, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1961
Square Footage1,092 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$53,000 (2019)
Tax Bill$2,354.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-25-006-109-042

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,092 sqft Living Area
1st Floor1,092 sqft 1st Floor
Basement Area1,092 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area6,534 sqft (0.15 acres)
Depth X Width151 ft x 46 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area308 sqft Garage
Patio Area429 sqft Patio
Porch Area144 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address440 CONCORD AVE
CityELYRIA
StateOH
Zip44035-6532
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSEY PARK ALLOT 46.00 X 152.00
Legal SubdivisionSUNSEY PARK ALLOT
Legal Tract25
Legal Block109
Legal Lot Number50-51
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2013
Census Tract71201

Owner

Source: Lorain County records · APN 06-25-006-109-042

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address440 CONCORD AVE, ELYRIA, OH 44035-6532
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Warranty Deed, Transfer
LOANDEPOT.COM LLC
Aug 16, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN MIDWEST MTG
Feb 01, 2019Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2019 · Amount on Record
Deed SaleFeb 01, 2019 · Amount on Record
Deed Doc Number2019702915
Prior Transfer DateJan 25, 2019
Prior Transfer Doc20190702629
Record RefreshedJun 08, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 26, 2021
Property Address440 CONCORD AVE, ELYRIA, OH 44035-6532
Document Number0000799917
Instrument DateJan 20, 2021
Instrument799917
Transaction TypeTransfer
Record UpdatedMar 08, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 CONCORD AVE ELYRIA OH 440356532, ELYRIA, OH 44035-6532

Mortgage

Document Number799918
DateJan 26, 2021
Instrument799918
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJan 25, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 16, 2019
Property Address440 CONCORD AVE, ELYRIA, OH 44035-6532
Document Number0000726405
Instrument DateAug 15, 2019
Instrument726405
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 CONCORD AVE ELYRIA OH 440356532, ELYRIA, OH 44035-6532

Mortgage

Document Number726406
DateAug 16, 2019
Instrument726406
Lender
NameAMERICAN MIDWEST MTG
TypeMortgage Company
AddressPARMA HEIGHTS, OH 44130
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateFeb 01, 2019
Property Address440 CONCORD AVE, ELYRIA, OH 44035-6532
Document Number0000702915
Instrument DateJan 28, 2019
Instrument702915
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

AmountAmount Recorded
Tax$212.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address16440 CHAMBERLAIN RD GRAFTON OH 440449609, GRAFTON, OH 44044-9609

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,343.00 (-0.47%) Homeowner's exemption$49,760 (-) Land $9,200 Building $40,560$142,170 (-) Land $26,280 Building $115,890
2024$2,354.00 (+2.53%)$49,760 (+18.06%) Land $9,198 Building $40,562$142,170 (+18.06%) Land $26,280 Building $115,890
2023$2,296.00 (+0.35%)$42,148 (%) Land $7,431 Building $34,717$120,420 (-) Land $21,230 Building $99,190
2022$2,288.00$42,150 Land $7,430 Building $34,720
2021$120,420 Land $21,230 Building $99,190

Flood & Wildfire

440 Concord Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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