451 Cold Mountain Rd, Highlands, NC 28741 Property Records

Macon County property record for 451 Cold Mountain Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,358 sqft · built 1810
Lot Size	28.1 acres (1,225,778 sqft)
Owner	Trust Name on File
Last Sale	$385,000 (Dec 2019)
Tax Bill	$786 (2026)
Deeds & Mortgages	May 2023 Transfer Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7543063359`

Property Details

APN / Parcel Number

Primary APN	`7543063359`
Alternative APNs	`0443673` `145959` `155029`

Interior

Bedrooms	1 Bed
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,358 sqft Heated Area
1st Floor Area	980 sqft
Upper Floors Area	378 sqft
Attic	Attic
Attic Area	378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1810
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,225,778 sqft (28.1 acres)
Terrain	Rolling
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	155029
Street Address	451 COLD MOUNTAIN RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COLD MOUNTAIN
Jurisdiction	MACON NC
Township / Civil Division	SUGARFORK
Census Block Group	2
Census Block	2115
Census Tract	970400

Owner

451 Cold Mountain Rd is held in a trust since December 2019.

Source: Macon County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	107 RIGGS DR, CLEMSON, SC 29631-1425
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Intrafamily Transfer, Transfer
Dec 20, 2019	Warranty Deed, Transfer
Dec 20, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Deed Document Number	20198913
Deed Book / Page	39 / 1002
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	00Q39/0999
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	May 22, 2023
Property Address	451 COLD MOUNTAIN RD, HIGHLANDS, NC 28741
Document Number	000N42/951
Book / Page	N-42 / 951
Map Reference	CARD 10658
Instrument Date	Apr 19, 2023
Instrument	2023003047
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	107 RIGGS DR, CLEMSON, SC 29631-1425

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 20, 2019
Property Address	451 COLD MOUNTAIN RD, HIGHLANDS, NC 28741
Document Number	00Q39/1002
Book / Page	Q-39 / 1002
Map Reference	CARD 10658
Instrument Date	Dec 10, 2019
Instrument	2019008913
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 RIGGS DR, CLEMSON, SC 29631-1425

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Dec 20, 2019
Property Address	451 COLD MOUNTAIN RD, HIGHLANDS, NC 28741
Document Number	00Q39/0999
Book / Page	Q-39 / 0999
Instrument Date	Nov 22, 2019
Instrument	2019008911
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 JUANITA CT, CLEARWATER, FL 33764-6619

Tax Assessment & Valuation

The 2026 property tax bill for 451 Cold Mountain Rd was $786.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$786.00	$222,480 (-39.61%)	$368,400 (-) Land $178,550 Building $189,850
2025		$368,400 Land $178,550 Building $189,850	$368,400 Land $178,550 Building $189,850
2023	$751.00	$368,400 Land $178,550 Building $189,850	$368,400 Land $178,550 Building $189,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Cold Mountain Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Cold Mountain Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cold Mountain Rd

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