Macon County property record for 365 Cold Mountain Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,257 sqft · built 1995 |
| Lot Size | 11.3 acres (492,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jun 1990) |
| Tax Bill | $1,279 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7533959862 |
| Primary APN | 7533959862 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,257 sqft Heated Area |
| 1st Floor Area | 957 sqft |
| Upper Floors Area | 300 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Basement Area | 957 sqft |
| Unfinished Basement | 957 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 492,664 sqft (11.3 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 855 sqft |
| Patio Area | 855 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 46664 |
|---|---|
| Street Address | 365 COLD MOUNTAIN RD |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BUCK CREEK |
| Jurisdiction | MACON NC |
| Township / Civil Division | SUGARFORK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970501 |
365 Cold Mountain Rd is owned by an individual who bought it in June 1990.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1897, HIGHLANDS, NC 28741-1897 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 1990 · Amount on File |
| Deed Sale | Jun 29, 1990 · Amount on File |
| Deed Book / Page | 18 / 316 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 365 Cold Mountain Rd was $1,279.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,960 Land $179,200 Building $221,760 | $400,960 Land $179,200 Building $221,760 | |
| 2025 | $1,279.00 | ||
| 2023 | $1,267.00 | $399,460 Land $179,200 Building $220,260 | $399,460 Land $179,200 Building $220,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 365 Cold Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 365 Cold Mountain Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE (outdoors only), no 5G reported
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