451 Brookhaven Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 451 Brookhaven Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,676 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$574,892 (Jul 2024)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T991600232`

Property Details

APN / Parcel Number

Primary APN	`T991600232`
Alternative APN	`3-157D-8041-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,676 sqft Living Area
Gross Area	4,782 sqft
1st Floor Area	2,091 sqft
Basement Area	2,061 sqft
Finished Basement	585 sqft
Unfinished Basement	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft
Patio Area	1,075 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991600232
Street Address	451 BROOKHAVEN CT
City	O FALLON
State	MO
Zip	63368-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 5
Legal Subdivision	BROOKHAVEN
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2022
Census Tract	311151

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 BROOKHAVEN CT, O FALLON, MO 63368-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Oct 3, 2018	Quit Claim Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Sep 6, 2018	Deed of Trust, Mortgage WEST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	202427570
Prior Transfer Date	Sep 6, 2018
Prior Transfer Doc	0069860343
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	451 BROOKHAVEN CT, O FALLON, MO 63368-9632
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, ESSENT TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 BROOKHAVEN CT, O FALLON, MO 63368-9632

Mortgage

Document Number	0000003276
Date	Jan 22, 2026
Instrument	2026R-003276

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	451 BROOKHAVEN CT, O FALLON, MO 63368-9632
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 BROOKHAVEN CT, O FALLON, MO 63368-9632

Mortgage

Document Number	0000048257
Date	Oct 29, 2025
Instrument	2025R-048257

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2018
Property Address	451 BROOKHAVEN CT, O FALLON, MO 63368-9632
Document Number	0069860343
Book / Page	006986 / 000343
Instrument Date	Sep 6, 2018
Instrument	568110
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 BROOKHAVEN CT O FALLON MO 633689632, O FALLON, MO 63368-9632

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	451 BROOKHAVEN CT, O FALLON, MO 63368-9632
Document Number	0069860345
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 BROOKHAVEN CT O FALLON MO 633689632, O FALLON, MO 63368-9632

Mortgage

Document Number	0069860345
Date	Oct 3, 2018
Book Page	006986/000345
Instrument	568120

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O'FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2038

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,563 (-)	$418,751 (-) Building $418,751
2025	$5,064.00 (+4.58%)	$79,563 (+5.56%)	$418,751 (+5.56%) Building $418,751
2024	$4,842.00
2023		$75,374
2022			$396,704 Land $60,000 Building $336,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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