462 Brookhaven Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 462 Brookhaven Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,995 sqft · built 1998
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2017)
Tax Bill	$5,887 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T991600249`

Property Details

APN / Parcel Number

Primary APN	`T991600249`
Alternative APN	`3-157D-8041-00-0022.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,995 sqft Living Area
Gross Area	4,984 sqft
1st Floor Area	1,801 sqft
Basement Area	1,371 sqft
Finished Basement	823 sqft
Unfinished Basement	548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	87 sqft
Deck Area	Deck Area
Patio Area	139 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991600249
Street Address	462 BROOKHAVEN CT
City	O FALLON
State	MO
Zip	63368-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 22
Legal Subdivision	BROOKHAVEN
Legal Lot Number	22
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2022
Census Tract	311151

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462 BROOKHAVEN CT, O FALLON, MO 63368-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR MORTGAGE SOLUTIONS INC
Jan 3, 2023	Beneficiary Deed, Transfer
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Apr 6, 1999 · Amount on Record
Deed Document Number	2017724230
Deed Book / Page	6841 / 2035
Last Transfer Date	Dec 20, 2022
Transfer Doc	0000000207
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	462 BROOKHAVEN CT, O FALLON, MO 63368-9634
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006017
Date	Jan 21, 2021
Instrument	2021R-006017

Lender

Name	SUPERIOR MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 3, 2023
Property Address	462 BROOKHAVEN CT, O FALLON, MO 63368-9634
Document Number	0000000207
Map Reference	MB 35 PG 158
Instrument Date	Dec 20, 2022
Instrument	2023R-000207
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	462 BROOKHAVEN CT, O FALLON, MO 63368-9634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 BROOKHAVEN CT, O FALLON, MO 63368-9634

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 21, 2017
Property Address	462 BROOKHAVEN CT, O FALLON, MO 63368-9634
Document Number	0068412035
Book / Page	6841 / 2035
Map Reference	MB 35 PG 158
Instrument Date	Nov 17, 2017
Instrument	20171121000724230
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 BROOKHAVEN CT, O FALLON, MO 63368-9634

Mortgage

Document Number	20171121000724240
Date	Nov 21, 2017
Instrument	20171121000724240

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,586 (-)	$487,292 (-) Land $80,000 Building $407,292
2025	$5,887.00	$92,586 (+12.36%)	$487,292 (+12.36%) Land $80,000 Building $407,292
2023		$82,400
2022			$433,686 Land $60,000 Building $373,686

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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