451 Benge Dr, Elkin, NC 28621 Property Records

Surry County property record for 451 Benge Dr, Elkin, NC 28621

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,496 sqft · built 2017
Lot Size	10.3 acres (452,153 sqft)
Owner	2 Individual Names on File
Last Sale	$38,500 (Mar 2016)
Tax Bill	$3,571 (2026)
Deeds & Mortgages	Aug 2020 Refinance Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4942-00-83-8706`

Property Details

APN / Parcel Number

Primary APN	`4942-00-83-8706`
Alternative APN	`100095542`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Basement Area	2,145 sqft
Unfinished Basement	2,145 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	452,153 sqft (10.3 acres)
Porch	Slab
Porch Area	848 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100095542
Street Address	451 BENGE DR
City	ELKIN
State	NC
Zip	28621-8359
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	BENGE DR
Legal Subdivision	WILKES-SURRY LINE
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1022
Census Tract	930901

Owner

451 Benge Dr, a rural home, is owned by two individuals who bought it in March 2016.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 157, STATE ROAD, NC 28676-0157
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUN WEST MORTGAGE CO INC
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on File
Deed Sale	Mar 1, 2016 · Amount on File
Prior Sale	May 29, 2008 · Amount on File
Deed Book / Page	1548 / 613
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	451 BENGE DR, ELKIN, NC 28621-8359
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001723/727
Date	Aug 28, 2020
Book Page	1723/727
Instrument	675690

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	451 BENGE DR, ELKIN, NC 28621-8359
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001767/867
Date	Jun 25, 2021
Book Page	1767/867
Instrument	685384

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 451 Benge Dr was $3,571, up 4% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,571.00 (+4.02%)	$362,270 (-28.03%) Land $41,420 Building $320,850	$362,270 (-28.03%) Land $41,420 Building $320,850
2025	$3,433.00	$503,380 Land $41,420 Building $461,960	$503,380 Land $41,420 Building $461,960
2023	$1,999.00	$362,270 Land $41,420 Building $320,850	$362,270 Land $41,420 Building $320,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 Benge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 Benge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Surry Telephone.

Cell Coverage

5G and 4G LTE (outdoors only)

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