353 Benge Dr, Elkin, NC 28621 Property Records

Surry County property record for 353 Benge Dr, Elkin, NC 28621

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,281 sqft · built 2020
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,330 (2026)
Deeds & Mortgages	Dec 2025 Sale Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4942-00-94-6595`

Property Details

APN / Parcel Number

Primary APN	`4942-00-94-6595`
Alternative APN	`100106871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,281 sqft Living Area
1st Floor Area	1,281 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Lot Width	214 ft Width
Garage Area	864 sqft
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100106871
Street Address	353 BENGE DR
City	ELKIN
State	NC
Zip	28621-8358
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	BENGE RD
Legal Subdivision	WILKES-SURRY LINE
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1022
Census Tract	930901

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	353 BENGE DR, ELKIN, NC 28621-8358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 2, 2025
Transfer Doc	001956/193
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 3, 2025
Property Address	353 BENGE DR, ELKIN, NC 28621-8358
Document Number	001956/193
Book / Page	1956 / 193
Instrument Date	Dec 2, 2025
Instrument	729760
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 BENGE DR, ELKIN, NC 28621-8358

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	353 BENGE DR, ELKIN, NC 28621-8358
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1730/375
Date	Oct 9, 2020
Book Page	1730/375
Instrument	677152

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,330.00 (+3.91%)	$138,540 (-24.03%) Land $10,400 Building $128,140	$138,540 (-24.03%) Land $10,400 Building $128,140
2025	$1,280.00 (+67.54%)	$182,370 (+31.64%) Land $10,400 Building $171,970	$182,370 (+31.64%) Land $10,400 Building $171,970
2023	$764.00	$138,540 Land $10,400 Building $128,140	$138,540 Land $10,400 Building $128,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Surry Telephone.

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