451 Bannock Dr, Clyde, NC 28721 Property Records

Haywood County property record for 451 Bannock Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,298 sqft · built 1990
Lot Size	2.04 acres (88,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,000 (Feb 2005)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8629-91-6752`

Property Details

APN / Parcel Number

Primary APN	`8629-91-6752`
Alternative APN	`168725`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,298 sqft Heated Area
Gross Area	3,630 sqft
1st Floor Area	1,298 sqft
Upper Floors Area	649 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	88,950 sqft (2.04 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	168725
Street Address	451 BANNOCK DR
City	CLYDE
State	NC
Zip	28721-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	451 BANNOCK DR
Legal Subdivision	BANNOCK DR
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	2
Census Block	2029
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	451 BANNOCK DR, CLYDE, NC 28721-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage EXECUTIVE HM LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2005 · Amount on Record
Deed Sale	Feb 2, 2005 · Amount on Record
Deed Document Number	2005618136
Deed Book / Page	621 / 119
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	451 BANNOCK DR, CLYDE, NC 28721-8704
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011070460
Date	May 7, 2024
Book Page	1107/460
Instrument	2024003610

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	451 BANNOCK DR, CLYDE, NC 28721-8704
Document Number	0009550161
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	451 BANNOCK DR CLYDE NC 287218704, CLYDE, NC 28721-8704

Mortgage

Document Number	0009550161
Date	Jul 10, 2018
Book Page	000955/000161
Instrument	5966

Lender

Name	EXECUTIVE HM LNDG LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,100 (-) Land $70,500 Building $325,600
2025	$2,733.00	$396,100 (-) Land $70,500 Building $325,600	$396,100 (-) Land $70,500 Building $325,600
2023		$396,100 Land $70,500 Building $325,600	$396,100 (-) Land $70,500 Building $325,600
2021			$396,100 Land $70,500 Building $325,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1994–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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