401 Bannock Dr, Clyde, NC 28721 Property Records

Haywood County property record for 401 Bannock Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,480 sqft · built 1998
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2006)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8629-92-8014`

Property Details

APN / Parcel Number

Primary APN	`8629-92-8014`
Alternative APN	`177572`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,480 sqft Heated Area
Gross Area	1,848 sqft
1st Floor Area	888 sqft
Basement Area	1,480 sqft
Finished Basement	1,480 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	119,790 sqft (2.75 acres)
Porch	Slab
Canopy	588 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	177572
Street Address	401 BANNOCK DR
City	CLYDE
State	NC
Zip	28721-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	401 BANNOCK DR
Legal Subdivision	BANNOCK DR
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	2
Census Block	2029
Census Tract	920102

Owner

401 Bannock Dr is owned and occupied by two individuals who bought it in February 2006.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 BANNOCK DR, CLYDE, NC 28721-8704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 4, 2020	Deed of Trust, Mortgage HIGHLANDS RESID'L MTG
Apr 20, 2018	Deed of Trust, Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2006 · Amount on File
Deed Sale	Feb 23, 2006 · Amount on File
Deed Document Number	20066590496
Deed Book / Page	659 / 496
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	401 BANNOCK DR, CLYDE, NC 28721-8704
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BANNOCK DR, CLYDE, NC 28721-8704

Mortgage

Document Number	0010960555
Date	Oct 16, 2023
Book Page	1096/555
Instrument	2023008935

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	401 BANNOCK DR, CLYDE, NC 28721-8704
Document Number	0009990697
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 BANNOCK DR CLYDE NC 287218704, CLYDE, NC 28721-8704

Mortgage

Document Number	0009990697
Date	Jun 9, 2020
Book Page	000999/000697
Instrument	5170

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	401 BANNOCK DR, CLYDE, NC 28721-8704
Document Number	0009500619
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 BANNOCK DR CLYDE NC 287218704, CLYDE, NC 28721-8704

Mortgage

Document Number	0009500619
Date	Apr 24, 2018
Book Page	000950/000619
Instrument	3457

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 Bannock Dr was $1,797.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,000 (-) Land $50,200 Building $201,800
2025	$1,797.00	$252,000 Land $50,200 Building $201,800	$252,000 Land $50,200 Building $201,800
2023		$252,000 Land $50,200 Building $201,800	$252,000 Land $50,200 Building $201,800
2021			$252,000 Land $50,200 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Bannock Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1994–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Bannock Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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