451 7th St, Montara, CA 94037 Property Records

San Mateo County property record for 451 7th St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1950
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Oct 2020)
Tax Bill	$18,533 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`036-091-240`

Property Details

APN / Parcel Number

Primary APN	`036-091-240`
Alternative APN	`036091090`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,204 sqft Living Area
1st Floor Area	880 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	451 7TH ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 & 19 BLK 58 FARALLONE CITY 2ND ADDN RSM 5/3
Legal Subdivision	FARALLONE CITY
Legal Block	58
Legal Lot Number	18,19
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5044
Census Tract	613600

Owner

451 7th St is owned and occupied by two individuals who bought it in October 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	451 7TH ST, MONTARA, CA 94037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Sep 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2019	Quit Claim Deed, Transfer BNT TITLE COMPANY/CA, BNT TITLE CO/CA
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Document Number	2020107751
Prior Transfer Date	May 6, 2020
Prior Transfer Doc	0000101506
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 7, 2020
Property Address	451 7TH ST, MONTARA, CA 94037
Document Number	0000107751
Map Reference	MB 5 PG 3
Instrument Date	Oct 5, 2020
Instrument	2020-107751
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 371696, MONTARA, CA 94037-1696

Mortgage

Document Number	0000107752
Date	Oct 7, 2020
Instrument	2020-107752

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 30, 2020
Property Address	451 7TH ST, MONTARA, CA 94037
Document Number	0000103377
Instrument Date	May 28, 2020
Instrument	103377
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	441 7TH ST MONTARA CA 94037, MONTARA, CA 94037

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 25, 2020
Property Address	451 7TH ST, MONTARA, CA 94037
Document Number	0000101506
Map Reference	MB 5 PG 3
Instrument Date	May 28, 2020
Instrument	2020-101506
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST, MONTARA, CA 94037

Mortgage

Document Number	0000101507
Date	Sep 25, 2020
Instrument	2020-101507

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 15, 2019
Property Address	451 7TH ST, MONTARA, CA 94037
Document Number	0000036472
Map Reference	MB 5 PG 3
Instrument Date	May 11, 2019
Instrument	2019-036472
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517TH ST, MONTARA, CA 94037

Mortgage

Document Number	0000036473
Date	May 15, 2019
Instrument	2019-036473

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 15, 2019
Property Address	451 7TH ST, MONTARA, CA 94037
Document Number	0000036474
Instrument Date	May 6, 2019
Instrument	36474
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	451 7TH ST MONTARA CA 94037, MONTARA, CA 94037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	451 7TH ST, MONTARA, CA 94037
Document Number	0000065643
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	451 7TH ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000065643
Date	Aug 22, 2018
Instrument	65643

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 451 7th St was $18,533.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,324,893 (+2%) Land $822,538 Building $502,355
2025	$18,533.00	$1,298,915 Land $806,410 Building $492,505
2023	$16,578.00 (+0.38%)	$1,248,480 Land $775,098 Building $473,382	$1,198,620
2022	$16,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 451 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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