San Mateo County property record for 421 7th St, Montara, CA 94037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,323 sqft · built 1984 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $395,000 (Sep 1998) |
| Tax Bill | $10,877 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-091-110 |
| Primary APN | 036-091-110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,323 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| 2nd Floor Area | 810 sqft |
| Family Room | Family Room |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 421 7TH ST |
|---|---|
| City | MONTARA |
| State | CA |
| Zip | 94037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 16 BLOCK 58 FARALLONE CITY 1ST 2ND ADD |
| Legal Subdivision | FARALLONE CITY 1ST 2ND ADD |
| Legal Block | 58 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 5 |
| Census Block | 5044 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 036-091-110
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 370856, MONTARA, CA 94037-0856 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 1998 · Amount on Record |
| Deed Sale | Sep 29, 1998 · Amount on Record |
| Deed Document Number | 1998157089 |
| Last Transfer Date | Jan 18, 2011 |
| Transfer Doc | 0000006106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 421 7TH ST, MONTARA, CA 94037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 370856, MONTARA, CA 94037-0856 |
| Document Number | 0000085727 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020-085727 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $680,470 (+2%) Land $311,805 Building $368,665 | ||
| 2025 | $10,877.00 (+7.1%) Homeowner's exemption | $667,130 (+4.04%) Land $305,692 Building $361,438 | |
| 2023 | $10,156.00 (-2.7%) Homeowner's exemption | $641,228 Land $293,823 Building $347,405 | $1,318,680 |
| 2022 | $10,438.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 558 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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