Oceana County property record for 451 3rd St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.215 acres (9,406 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $523 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-714-005-00 |
| Primary APN | 044-714-005-00 |
|---|
| Lot Area | 9,406 sqft (0.215 acres) |
|---|
| Street Address | 451 3RD ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 451 E THIRD ST QC-L2010P7217 VILLAGE OF PENTWATER - BLK 44 LOTS 5 |
| Legal Subdivision | VILLAGE OF PENTWATER |
| Legal Block | 44 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 10800 |
451 3rd St is owned and occupied by an individual who acquired it in April 2010.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 729, PENTWATER, MI 49449-0729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2010 |
| Transfer Doc | 2010007217 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 451 3rd St was $523 with a homeowner's exemption, up 6.7% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,600 (+3.23%) Land $25,600 | $51,200 (+3.23%) Land $51,200 | |
| 2025 | $523.00 (+6.73%) Homeowner's exemption | $24,800 Land $24,800 | $49,600 Land $49,600 |
| 2024 | $490.00 | ||
| 2023 | $21,800 Land $21,800 | $43,600 (-) Land $43,600 | |
| 2022 | $444.00 | $43,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 451 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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