Oceana County property record for 258 3rd St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.207 acres (9,046 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,000 (Jun 2026) |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-698-005-50 |
| Primary APN | 044-698-005-50 |
|---|
| Lot Area | 9,046 sqft (0.207 acres) |
|---|
| Street Address | 258 3RD ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 258 E THIRD ST WD9712469 VILLAGE OF PENTWATER - BLK 28 W 71 FT OF LOTS 5 & 6 |
| Legal Subdivision | VILLAGE OF PENTWATER |
| Legal Block | 28 |
| Legal Lot Number | 5-6 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 10800 |
Source: Oceana County records · APN 044-698-005-50
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15417 BRIDGEWATER CLUB BLVD, CARMEL, IN 46033-8108 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage SEILING STATE BANK |
| Jan 23, 2024 | Warranty Deed, Transfer LAKESHORE LAND AND TITLE, LAKESHORE TITLE & TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2024 · Amount on Record |
| Deed Document Number | 20263736 |
| Deed Book / Page | 2026 / 13852 |
| Prior Transfer Date | Jul 15, 1997 |
| Prior Transfer Doc | 0971002469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 258 3RD ST, PENTWATER, MI 49449-5103 |
| Document Number | 0000003736 |
| Book / Page | 2026 / 13852 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20263736 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | LAKESHORE LAND AND TITLE, LAKESHORE LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15417 BRIDGEWATER CLUB BLVD, CARMEL, IN 46033-8108 |
| Document Number | 0000003737, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20263737 |
| Name | SEILING STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jan 23, 2024 |
| Property Address | 258 3RD ST, PENTWATER, MI 49449-5103 |
| Document Number | 02024/1068 |
| Book / Page | 2024 / 1068 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 202400000289 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2024 |
| Title Company | LAKESHORE LAND AND TITLE, LAKESHORE TITLE & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 242 RIDGETOP RD, HAMPSHIRE, TN 38461-5001 |
| Name | Verified Name |
|---|---|
| Address | 7003 E RIDGE RD, BRANCH, MI 49402-9038 |
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,700 (-3.66%) | $263,400 (-3.66%) | |
| 2025 | $1,593.00 (-49.43%) | $136,700 (+36.02%) Land $136,700 | $273,400 (+36.02%) Land $273,400 |
| 2024 | $3,150.00 (+9.38%) | ||
| 2023 | $100,500 Land $100,500 | $201,000 (-) Land $201,000 | |
| 2022 | $2,880.00 | $201,000 |
Source: FEMA National Flood Hazard Layer as of August 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PENTWATER serves 857 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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