451 27th St, Allegan, MI 49010 Property Records

Allegan County property record for 451 27th St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft
Lot Size	9.69 acres (422,096 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jul 2026)
Tax Bill	$6,536 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-023-019-00`

Property Details

APN / Parcel Number

Primary APN	`21-023-019-00`
Alternative APN	`03-21-023-019-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Cape Cod
Foundation Type	No Foundation
Lot Area	422,096 sqft (9.69 acres)
Lot Dimensions	1,320 ft deep x 320 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	451 27TH ST
City	ALLEGAN
State	MI
Zip	49010-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 1/2 N 1/2 NW 1/4 SE 1/4 SEC 23 T1N R13W (77).
Legal Range	13W
Legal Township	01N
Legal Section	23
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3008
Census Tract	31101

Owner

451 27th St is owned and occupied by two individuals who bought it in July 2026.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	451 27TH ST, ALLEGAN, MI 49010-9750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage ARBOR FINANCIAL CREDIT UNION
Aug 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	202611660
Deed Book / Page	5155 / 201
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	4055/416
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 13, 2026
Property Address	451 27TH ST, ALLEGAN, MI 49010-9750
Document Number	0000011660
Book / Page	5155 / 201
Instrument Date	Jul 8, 2026
Instrument	202611660
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469,044.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	451 27TH ST, ALLEGAN, MI 49010-9750

Mortgage

Document Number	0000011661,
Date	Jul 13, 2026
Instrument	202611661

Lender

Name	ARBOR FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 20, 2021
Property Address	451 27TH ST, ALLEGAN, MI 49010-9750
Document Number	4661/297
Book / Page	4661 / 297
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 27TH ST, 451, ALLEGAN, MI 49010-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 27TH ST, ALLEGAN, MI 49010-9750

Tax Assessment & Valuation

The 2025 property tax bill for 451 27th St was $6,536, up 4.9% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,500 (+3.82%) Land $46,800 Building $121,700	$337,000 (+3.82%) Land $93,600 Building $243,400
2025	$6,536.00 (+4.88%)	$162,300 Land $44,500 Building $117,800	$324,600 Land $89,000 Building $235,600
2024	$6,232.00
2023		$123,100 Land $29,600 Building $93,500	$246,200 Land $59,200 Building $187,000
2022	$5,660.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 451 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 451 27th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 27th St

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