445 27th St, Allegan, MI 49010 Property Records

Allegan County property record for 445 27th St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft
Lot Size	25.3 acres (1,102,068 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Nov 2021)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-023-023-00`

Property Details

APN / Parcel Number

Primary APN	`21-023-023-00`
Alternative APN	`03-21-023-023-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	1,102,068 sqft (25.3 acres)
Lot Dimensions	1,320 ft deep x 340 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 27TH ST
City	ALLEGAN
State	MI
Zip	49010-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 1/2 S 1/2 NW 1/4 SE 1/4 ALSO N 495.1' OF S 1323.25' SW 1/4 SE 1/4 EX C/P R/W SEC 23 T1N R13W TAX MAP: 25.15 AC (2017).
Legal Range	13W
Legal Township	01N
Legal Section	23
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3008
Census Tract	31101

Owner

445 27th St is owned and occupied by two individuals who bought it in November 2021.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 27TH ST, ALLEGAN, MI 49010-9750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage · VA Mortgage UMC MORTGAGE CO
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 24, 2021	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Deed Book / Page	4700 / 868
Prior Transfer Date	Nov 18, 2021
Prior Transfer Doc	004700/868
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	445 27TH ST, ALLEGAN, MI 49010-9750
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004243/383
Date	May 7, 2018
Book Page	4243/383

Lender

Name	UMC MORTGAGE CO
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	445 27TH ST, ALLEGAN, MI 49010-9750
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004545/820
Date	Dec 2, 2020
Book Page	4545/820

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 24, 2021
Property Address	445 27TH ST, ALLEGAN, MI 49010-9750
Document Number	004700/868
Book / Page	4700 / 868
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 27TH ST, 445, ALLEGAN, MI 49010-9750

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	50 30TH ST, ALLEGAN, MI 49010-9740

Mortgage

Document Number	0004700871
Date	Nov 24, 2021
Instrument	4700/871

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 445 27th St was $1,717 with a homeowner's exemption, up 5.9% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,700 (+7.48%) Land $78,100 Building $98,600	$353,400 (+7.48%) Land $156,200 Building $197,200
2025	$1,717.00 (+5.86%) Homeowner's exemption	$164,400 Land $70,500 Building $93,900	$328,800 Land $141,000 Building $187,800
2024	$1,622.00
2023		$122,700 Land $48,400 Building $74,300	$245,400 Land $96,800 Building $148,600
2022	$1,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 27th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 27th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 27th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures