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4509 Tarrega St, Sebring, FL 33872 Property Records

Highlands County property record for 4509 Tarrega St, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,324 sqft · built 2006
Lot Size0.231 acres (10,088 sqft)
OwnerIndividual Name on Record
Last Sale$269,000 (Jul 2021)
Tax Bill$4,219 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC044804070400240

Property Details

APN / Parcel Number

Primary APNC044804070400240
Alternative APN
  • C-04-34-28-040-7040-0240

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,324 sqft Living Area
1st Floor Area1,230 sqft
Upper Floors Area1,642 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area10,088 sqft (0.231 acres)
Garage TypeFinished
Garage Area630 sqft
DrivewayDriveway
Driveway Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area25 sqft
PorchOpen Porch
Porch Area300 sqft
Patio Area601 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC044804070400240
Street Address4509 TARREGA ST
CitySEBRING
StateFL
Zip33872-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 4 PB 15 PG 65 LOT 24 BLK 704
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block704
Legal Lot Number24
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2141
Census Tract960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4509 TARREGA ST, SEBRING, FL 33872-1711
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2021 · Amount on Record
Deed SaleJul 29, 2021 · Amount on Record
Prior SaleNov 2, 2011 · Amount on Record
Deed Document Number2046319
Deed Book / Page2840 / 1520
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 29, 2021
Property Address4509 TARREGA ST, SEBRING, FL 33872-1711
Document Number0002046319
Book / Page2840 / 1520
Map ReferenceMB 15 PG 65
Instrument DateJul 14, 2021
Instrument2046319
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,883.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4509 TARREGA ST, 4509, SEBRING, FL 33872-1711

Transferred To (Grantee/Buyer)

NameVerified Name
Address4509 TARREGA ST, SEBRING, FL 33872-1711

Mortgage

Document Number0028401522
DateJul 29, 2021
Instrument2840/1522
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$333,971 (+5.99%)$345,995 (-11.74%) Land $24,000 Building $321,995
2024$4,219.00 (+1.71%)
2023$4,148.00 (+23.6%) Homeowner's exemption$315,106 (+25.07%)$392,040 (+55.61%) Land $11,500 Building $380,540
2022$3,356.00 Homeowner's exemption$251,938 Land $4,000 Building $247,938$251,938 Land $4,000 Building $247,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

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