4500 Tarrega St, Sebring, FL 33872 Property Records

Highlands County property record for 4500 Tarrega St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2007
Lot Size	0.254 acres (11,086 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jan 2025)
Tax Bill	$4,024 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C044804070300210`

Property Details

APN / Parcel Number

Primary APN	`C044804070300210`
Alternative APN	`C-04-34-28-040-7030-0210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	1,874 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,086 sqft (0.254 acres)
Garage Type	Finished
Garage Area	418 sqft
Driveway	Driveway
Driveway Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Fence	Fence
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044804070300210
Street Address	4500 TARREGA ST
City	SEBRING
State	FL
Zip	33872-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 4 PB 15 PG 65 LOT 21 BLK 703
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	703
Legal Lot Number	21
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2013
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4500 TARREGA ST, SEBRING, FL 33872-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Dec 21, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	2239408
Deed Book / Page	3092 / 57
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4500 TARREGA ST, SEBRING, FL 33872-1711
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 TARREGA ST, SEBRING, FL 33872-1711

Mortgage

Document Number	0002282810
Date	Oct 13, 2025
Book Page	3150/279
Instrument	2282810

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 1, 2021
Property Address	4500 TARREGA ST, SEBRING, FL 33872-1711
Document Number	0002051433
Book / Page	2847 / 1642
Map Reference	MB 15 PG 65
Instrument Date	Aug 31, 2021
Instrument	2051433
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4500 TARREGA ST, 4500, SEBRING, FL 33872-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 TARREGA ST, SEBRING, FL 33872-1711

Mortgage

Document Number	0028471644
Date	Sep 1, 2021
Instrument	2847/1644

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 21, 2017
Property Address	4500 TARREGA ST, SEBRING, FL 33872-1711
Document Number	0001877673
Book / Page	2613 / 0184
Map Reference	MB15 PG65
Instrument Date	Dec 15, 2017
Instrument	1877673
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4927 VILABELLA DR, 4927, SEBRING, FL 33872-1557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 TARREGA ST, SEBRING, FL 33872-1711

Mortgage

Document Number	0001877674
Date	Dec 21, 2017
Instrument	1877674

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,962 (-11.95%) Land $24,000 Building $232,962	$256,962 (-11.95%) Land $24,000 Building $232,962
2024	$4,024.00 (+3.13%)
2023	$3,902.00 (+14.76%)	$291,827 (+32.91%) Land $11,500 Building $280,327	$291,827 (+32.91%) Land $11,500 Building $280,327
2022	$3,400.00	$219,564 Land $4,000 Building $215,564	$219,564 Land $4,000 Building $215,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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