4509 San Ignacio Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4509 San Ignacio Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,696 sqft · built 2022
Lot Size	0.329 acres (14,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,000 (Feb 2022)
Tax Bill	$3,267 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3480-0430`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3480-0430`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,339 sqft (0.329 acres)
Lot Dimensions	143 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	424 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4509 SAN IGNACIO DR
City	SEBRING
State	FL
Zip	33872-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 43 BLK 348
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	348
Legal Lot Number	43
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2146
Census Tract	960503

Owner

Source: Highlands County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Feb 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK
Sep 10, 2021	Warranty Deed, Transfer REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC
Jun 22, 2021	Deed, Transfer
Feb 13, 2019	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	20222080382
Deed Book / Page	2887 / 608
Last Transfer Date	Aug 13, 2024
Transfer Doc	0002217926
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 13, 2026
Property Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002308104
Book / Page	3185 / 1549
Instrument Date	Apr 3, 2026
Instrument	20262308104
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752

Mortgage

Document Number	0002308104,
Date	Apr 13, 2026
Book Page	3185/1549
Instrument	20262308104

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2046

Interest

Rate	6%
Max Rate	-1%

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 28, 2022
Property Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002080382
Book / Page	2887 / 608
Map Reference	MB 10 PG 4
Instrument Date	Feb 23, 2022
Instrument	2080382
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,037.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752

Mortgage

Document Number	0002887609
Date	Feb 28, 2022
Instrument	2887/609

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 10, 2021
Property Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002053129
Book / Page	2850 / 421
Map Reference	MB 10 PG 4
Instrument Date	Sep 8, 2021
Instrument	2053129
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 22, 2021
Property Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002040451
Book / Page	2832 / 149
Map Reference	MB 10 PG 4
Instrument Date	Feb 16, 2021
Instrument	2040451
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Tax	$73.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

February 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 13, 2019
Property Address	4509 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0001928745
Book / Page	002677 / 001565
Instrument Date	Feb 11, 2019
Instrument	1928745
Transaction Type	Foreclosure
Record Updated	Mar 21, 2019

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,187 (+0.95%) Land $28,875 Building $226,312	$255,187 (+0.95%) Land $28,875 Building $226,312
2024	$3,267.00 (+1.62%)
2023	$3,215.00 (+576.84%) Homeowner's exemption	$252,774 (+2,307.37%) Land $23,625 Building $229,149	$252,774 (+2,307.37%) Land $23,625 Building $229,149
2022	$475.00	$10,500 Land $10,500	$10,500 Land $10,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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