4545 San Ignacio Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4545 San Ignacio Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,480 sqft · built 2022
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$33,000 (Jun 2022)
Tax Bill	$3,227 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C044816034800390`

Property Details

APN / Parcel Number

Primary APN	`C044816034800390`
Alternative APN	`C-04-34-28-160-3480-0390`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,480 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	424 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044816034800390
Street Address	4545 SAN IGNACIO DR
City	SEBRING
State	FL
Zip	33872-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 39 BLK 348
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	348
Legal Lot Number	39
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2146
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Quit Claim Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Jan 13, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2022	Warranty Deed, Construction Loan · Construction Mortgage FBC MORTGAGE LLC
Jun 22, 2021	Deed, Transfer
Jul 30, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	0002100681
Deed Book / Page	2913 / 1024
Last Transfer Date	Aug 29, 2025
Transfer Doc	0002276347
Record Updated	Jun 8, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 29, 2025
Property Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002276347
Book / Page	3141 / 678
Map Reference	MB 10 PG 4
Instrument Date	Aug 28, 2025
Instrument	2276347
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,219.40
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 592, WEST WAREHAM, MA 02576-0592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752

Mortgage

Document Number	0003149899
Date	Aug 29, 2025
Instrument	3149/899

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Oct 1, 2055

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 13, 2023
Property Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002132412
Book / Page	2952 / 197
Map Reference	MB 10 PG 4
Instrument Date	Dec 30, 2022
Instrument	2132412
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Tax	$1,256.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 17, 2022
Property Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002100681
Book / Page	2913 / 1024
Map Reference	MB 10 PG 4
Instrument Date	Jun 9, 2022
Instrument	2100681
Transaction Type	Construction Loan
Record Updated	Jan 30, 2024
Title Company	INTERSTATE TITLE, ESTATE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 107TH STREET CIR E UNIT 401, 401, BRADENTON, FL 34212-1167

Mortgage

Document Number	0029131025
Date	Jun 17, 2022
Instrument	2913/1025

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Mar 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 22, 2021
Property Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0002040462
Book / Page	2832 / 160
Map Reference	MB 10 PG 4
Instrument Date	Feb 16, 2021
Instrument	2040462
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S COMMERCE AVE, SEBRING, FL 33870-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480
Investor	Possibly a Property Investor

July 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 30, 2018
Property Address	4545 SAN IGNACIO DR, SEBRING, FL 33872-1752
Document Number	0001905686
Book / Page	002648 / 000501
Instrument Date	Jul 25, 2018
Instrument	1905686
Transaction Type	Foreclosure
Record Updated	Aug 10, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,009 (+2.9%)	$329,653 (-3.38%) Land $27,500 Building $302,153
2024	$3,227.00 (+1.8%) Homeowner's exemption	$254,625 (+3%)	$341,175 (+3.87%) Land $26,000 Building $315,175
2023	$3,170.00 (+729.84%) Homeowner's exemption	$247,209 (+2,372.09%)	$328,475 (+3,184.75%) Land $22,500 Building $305,975
2022	$382.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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