4509 Olivegate Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4509 Olivegate Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,552 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2025)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`247-0305-014-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0305-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	740 sqft
2nd Floor Area	812 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4509 OLIVEGATE DR
City	FAIR OAKS
State	CA
Zip	95628-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OLIVEGATE, LOT 70
Legal Subdivision	OLIVEGATE
Legal Lot Number	70
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7905

Owner

4509 Olivegate Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY
Mar 19, 2021	Intrafamily Transfer, Transfer AMROCK
Mar 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Aug 19, 2019	Deed of Trust, Mortgage · VA Mortgage JMAC LENDING
Jul 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Mar 19, 2021
Deed Book / Page	20251003 / 3
Prior Transfer Date	Jun 21, 2004
Prior Transfer Doc	2004002304
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 3, 2025
Property Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	0000000003
Map Reference	MB 87 MAP 1
Instrument Date	Oct 1, 2025
Instrument	202510030003
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 19, 2021
Property Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	0000000571
Map Reference	MB 87 PG 1
Instrument Date	Jan 26, 2021
Instrument	202103190571
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 19, 2021
Property Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	0000000569
Map Reference	MB 87 PG 1
Instrument Date	Jan 26, 2021
Instrument	202103190569
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	0000000570
Date	Mar 19, 2021
Instrument	202103190570

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	1908230912
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4509 OLIVEGATE DR FAIR OAKS CA 956285601, FAIR OAKS, CA 95628-5601

Mortgage

Document Number	1908230912
Date	Aug 23, 2019
Instrument	1908230912

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 6, 2018
Property Address	4509 OLIVEGATE DR, FAIR OAKS, CA 95628-5601
Document Number	1807060897
Instrument Date	May 30, 2018
Instrument	1807060897
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4509 OLIVEGATE DR FAIR OAKS CA 956285601, FAIR OAKS, CA 95628-5601

Tax Assessment & Valuation

The 2025 property tax bill for 4509 Olivegate Dr was $1,325, up 2.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,000 (+359.33%) Land $125,000 Building $400,000
2025	$1,325.00 (+2.32%)	$114,296 Land $23,409 Building $90,887
2024	$1,295.00 (+1.65%)
2023	$1,274.00 (+2.17%) Homeowner's exemption	$109,858 Land $22,500 Building $87,358
2022	$1,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4509 Olivegate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4509 Olivegate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net, T-Mobile.

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