4500 Olivegate Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4500 Olivegate Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 1973
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2020)
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`247-0304-006-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0304-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
1st Floor Area	1,481 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4500 OLIVEGATE DR
City	FAIR OAKS
State	CA
Zip	95628-5602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OLIVEGATE, LOT 50
Legal Subdivision	OLIVEGATE
Legal Lot Number	50
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7905

Owner

4500 Olivegate Dr is owned and occupied by an individual who bought it in December 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	4500 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Dec 1, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Book / Page	20201201 / 796
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2020
Property Address	4500 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Document Number	2012010796
Instrument Date	Nov 24, 2020
Instrument	2012010796
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4506 OLIVEGATE DR FAIR OAKS CA 95628, FAIR OAKS, CA 95628

Mortgage

Document Number	2012010797
Date	Dec 1, 2020
Instrument	2012010797

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

December 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2020
Property Address	4500 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Document Number	2012010795
Instrument Date	Nov 24, 2020
Instrument	2012010795
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1656 MARSEILLE LN ROSEVILLE CA 957475093, ROSEVILLE, CA 95747-5093

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4500 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Document Number	1812050967
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4500 OLIVEGATE DR FAIR OAKS CA 956285602, FAIR OAKS, CA 95628-5602

Mortgage

Document Number	1812050967
Date	Dec 5, 2018
Instrument	1812050967

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4500 OLIVEGATE DR, FAIR OAKS, CA 95628-5602
Document Number	1710170355
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 OLIVEGATE DR FAIR OAKS CA 956285602, FAIR OAKS, CA 95628-5602

Mortgage

Document Number	1710170355
Date	Oct 17, 2017
Instrument	1710170355

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4500 Olivegate Dr was $5,912, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,832 (+2%) Land $109,302 Building $387,530
2025	$5,912.00 (+2.16%)	$487,091 Land $107,159 Building $379,932
2024	$5,787.00 (+1.6%)
2023	$5,696.00 (+2.04%)	$468,179 Land $102,999 Building $365,180
2022	$5,582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4500 Olivegate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4500 Olivegate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net, T-Mobile.

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