Lubbock County property record for 4509 103rd St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,684 sqft · built 2013 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $796,670 (Jun 2026) |
| Tax Bill | $15,118 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R317554 |
| Primary APN | R317554 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,684 sqft Living Area |
| Gross Area | 5,860 sqft |
| 1st Floor Area | 3,984 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,250 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 1,176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4509 103RD ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKERIDGE ESTATES L 246 |
| Legal Subdivision | LAKERIDGE ESTATES |
| Legal Lot Number | 246 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10509 |
Source: Lubbock County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4509 103RD ST, LUBBOCK, TX 79424-7911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer · Construction Mortgage PEOPLES BANK |
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU |
| Sep 21, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage THE STATE NATIONAL BANK OF BIG SPRI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Sep 21, 2021 · Amount on Record |
| Deed Document Number | 202624193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jun 22, 2026 |
| Property Address | 4509 103RD ST, LUBBOCK, TX 79424-7911 |
| Document Number | 0000024193 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202624193 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4509 103RD ST, LUBBOCK, TX 79424-7911 |
| Document Number | 0000024194, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202624194 |
| Name | PEOPLES BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 15, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4509 103RD ST, LUBBOCK, TX 79424-7911 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000036813 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022036813 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 21, 2021 |
| Property Address | 4509 103RD ST, LUBBOCK, TX 79424-7911 |
| Document Number | 0000048845 |
| Map Reference | DOC 2010012231 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021048845 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4710 125TH ST, LUBBOCK, TX 79424-7507 |
| Name | Verified Name |
|---|---|
| Address | 4509 103RD ST, LUBBOCK, TX 79424-7911 |
| Document Number | 0000048846 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021048846 |
| Name | THE STATE NATIONAL BANK OF BIG SPRI |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Mar 31, 2022 |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,118.00 (-0.45%) Homeowner's exemption | $809,618 (+1.7%) Land $85,500 Building $724,118 | $809,618 (+1.7%) Land $85,500 Building $724,118 |
| 2024 | $15,187.00 (-9.33%) | ||
| 2023 | $16,750.00 (+0.75%) Homeowner's exemption | $796,059 Land $85,500 Building $710,559 | $796,059 Land $85,500 Building $710,559 |
| 2022 | $16,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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